p2p lending at lending club
SCORE is low * bills paid on time ;) DTI is spouse

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Listing Information
Amount: $10,000.00 Status: Expired
Grade: E DTI: 166%
Lender Rate: 29% Borrower: JBRMOM
Time Left: Finished State: CA
Funded: 0% Group: Have Money - Will Bid
Purpose of loan:
This loan will be used to finish some schooling, invest in family business.

My financial situation:
I am a good candidate for this loan because although my DTI and Score is low:

  • The credit report includes accounts under my husbands name that I am secondary on.
  • My first loan with prosper has an excellent payment history.
  • My regular bills are paid on time each month.

Monthly Household net income: $ 6000-7000

Monthly expenses: $ 4000-5000

Please review the payment section and notice that although prosper assigns & uses a different Scoring system then regular FICO I do have good credit in light of the payment history.

I have a lot going on with a new family business that doing really. My father is living with us know too and contributing to the family business and household. The money will help us purchase the needed equipment and tools to bid and complete the jobs.

Thank you for considering my listing!
Borrower's Other Listings
143835 Don't Let my Rating Scare you :) - Debt Repayment Plan :) E $3,500 @ 24% May 28, 2007 Withdrawn
144365 E score READ more please :) FICO DTI has Explanation-Husband E $3,500 @ 19% May 30, 2007 Loan created
259681 Prosper Loan Redo - Consolidate Remainder of Debt E $7,500 @ 22% Jan 09, 2008 Expired

 

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