p2p lending at lending club
Leveraging OPM

Click Here to view this listing on Prosper
Listing Information
Amount: $10,000.00 Status: Expired
Grade: A DTI: 12%
Lender Rate: 10% Borrower: WarFighter
Time Left: Finished State: HI
Funded: 0% Group: Debt Consolidators
Thank you for considering my listing.
*
Monthly Budget
GROSS PAY  = $11471.84
NET INCOME  = $8238.82
 - SAVINGS $1376.04
 - Fixed Expenses $2,493.00
 - Variable Expenses $939.20
= Balance (Disposable Income) $3430.58
*
Total Assets $ 39816.16
Total Liabilities $ 25405.08 (Dec-2007)  
*
*
Hello my fellow prosper members,
*
2nd. Prosper Loan - When you make timely payments (No late payments) on your 1st prosper loan you are given the option to take out a 2nd Loan.
I am exercising this option. 
*
I am in Hawaii which limits the Interest rates
This loan is about leveraging OPM.
-- Low DTI Ratio 12% 
-- No Late Payments on 1st Loan
-- Active Prosper Lender $1400 invested
-- Group Leader
-- AA Rating Down to A Rating because of 18K prosper Loan and I sold my home.
-- Income source Full Time Employment.
*
-- I want to let you know that I am a sure thing.  I have always met my financial obligations.  
-- I stand by my statement that I will not need 3yrs to Pay this Loan Off in Full.  I thank you for helping me revinvest in prosper.
Borrower's Other Listings
103288 Debt Consolidation AA $18,500 @ 10% Feb 25, 2007 Loan created
251359 Leverage OPM A $10,000 @ 10% Dec 15, 2007 Withdrawn
252513 Leveraging OPM A $10,000 @ 10% Dec 18, 2007 Withdrawn
256617 Leveraging OPM A $10,000 @ 10% Dec 27, 2007 Withdrawn
260918 Leveraging OPM A $10,000 @ 10% Jan 06, 2008 Expired

 

Discussion For This Listing

No Comments Found For This Listing

Post A Comment
You must be logged in to post comments on listings. Not yet a member? register here