"Seeking to Pay Off High Interest Credit Cards"
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,500.00 | Status: | Loan created |
| Grade: | E | DTI: | 35% |
| Lender Rate: | 28% | Borrower: | jcr1531 |
| Finished | State: | AL | |
| Funded: | 100% | Group: | Brighter Financial Future |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-12-26 | EricsCC ROI: | -45% |
| Status History | |
|---|---|
| Dec 26, 2007 | Current |
| Jul 11, 2008 | Late |
| Jul 27, 2008 | 1 month late |
| Aug 28, 2008 | 2 months late |
| Sep 27, 2008 | 3 months late |
| Oct 27, 2008 | 4+ months late |
|
Purpose of loan: To pay off high interest Credit Cards My Current financial situation: My income from teaching is about 3800 per month. I also make about 300 dollars per month while serving in the ArmyReserves. Finally, I have a tutoring business. Business has slowed down so I am currently tutoring for Sylvan Learning Center. I bring home about 200 dollars every two weeks. I currently teach in Georgia. I have a Bachelors and a Masters in Education. I am currently working towards a Doctorial degree. I have and continue to serve in the Army and Army Reserves. I have been deployed several times since 911. Most of my debt comes from all the money I have had to put into my home. It was not well maintained while I was away. I had major damage done by my renters. They disappeared before I returned home. I was stuck putting it back together so I could have a home to live in. Also, I left my bills in the hands of someone I thought I could trust to make my payments on time. They did not and my credit score suffered. If I am ever deployed again, I will set up all my bills on a monthly bank draft. Finally, I recently refinaced 2 cars and now in the process of refinancing my home. That's why you see 10 recent inquires on my credit profile. I know you may see me as a high risk. The late payments that show up on my credit are due to a bank error. I use web banking and my bank sent out the checks with the wrong account numbers which kicked my payments back and caused them to be late. This will be corrected once the creditors receive a letter from my bank. Thanks for your time and your bid. Monthly Income: 4,500 Monthly expenses: $ 2970 Housing: $1300 Insurance: $ 140 Car expenses: $ 750 Utilities: $ 180 Phone, cable, internet: $ 150 Food, entertainment: $ 300 Clothing, household expenses $ 300 Citifibank $ 203 Credit cards : $ 225 (Prosper Loan will be used to pay this off). |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 228469 | Soldier/ Teacher needs Debt Consolidation | D | $18,000 @ 16% | Nov 08, 2007 | Withdrawn |
| 228905 | Soldier/ Teacher needs Debt Consolidation | D | $12,000 @ 20% | Nov 09, 2007 | Withdrawn |
| 237623 | Soldier/ Teacher needs Debt Consolidation | D | $10,000 @ 25% | Nov 26, 2007 | Expired |
| 243813 | Soldier/ Teacher needs Debt Consolidation | D | $6,000 @ 32% | Dec 04, 2007 | Withdrawn |
| 248061 | Seeking to pay off citifinancial | E | $3,500 @ 35% | Dec 10, 2007 | Expired |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|