Re-List / Debt Consolidation and Wifes Tuition
| Listing Information | |||
|---|---|---|---|
| Amount: | $16,750.00 | Status: | Withdrawn |
| Grade: | C | DTI: | 46% |
| Lender Rate: | 24% | Borrower: | AtlGaFamily |
| Finished | State: | GA | |
| Funded: | 2% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
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I'm asking for a chance to prove myself and to get my credit scores up to where they should be. If you bid on my listing, I promise that I will not let you or my team down. Making my payments on time will be my top priority each month, I sincerely promise you that, and as you can see from my financial details, I will have the money to do it. I promise that I will not default on my Prosper Loan or any other of my financial obligations. Please Note: I have never had any late payments or DQs. I am 42 years old, have been married for 14 years to a terrific woman 8 years my junior, we have two children ages 11 and 4. I have been with my current employment for 16 years. Purpose of loan: This loan will be used to consolodate all of our high interest loans and credit cards into a more manageable monthly payment, and to pay for my Wifes College Tuition. She is a Nursing Student at a major University, with just over a year left until she graduates. By consolodating all of our loans and credit cards, it will also free up an additional $250+ dollars per month that we plan to put into savings, giving us an extra cushion in case of emergency. My financial situation: The company that I work for was bought out by Westinghouse recently and we are preparing for a huge increase in our workload beginning in January. As it is, I work an between 60 to 72 hrs. per week. We are attempting to consolidate all of our loans and credit cards leaving only this payment, our mortgage pymt., our two vehicles and normal utilities. In just over a year, my wife graduates Nursing School and will begin her career as a nurse. We plan to continue utilizing my income to live off of, and her income to pay off our Prosper loan, our home, vehicles, and remaining debt, a plan that we believe will be accomplished within 2 to 2 1/2 years from the time she begins Nursing. My credit history clearly shows a very established, "Clean" history and capacity to manage my financial obligations. Although I show a high DTI and a "C" rating, you must understand, the House, Both vehicles, and our loans are in my name as my wife is a Full Time Nursing Student with no income. She graduates in just over a year. Risk to investors here is low, while your reward is sufficiently worthwhile. I would like to thank you for taking your time to view and consider my listing. I promise you that if my loan is funded, and you place your confidence in me and bid, you will not regret your decision. Monthly net income: $ 4800.00 Monthly expenses: $ 3900.00 Housing: $ 747.00 Insurance: $ 250.00 Car expenses: $ 1050.00 Utilities: $ 250.00 Phone, cable, internet: $ 175.00 Food, entertainment: $ 250.00 Clothing, household expenses $ Credit cards and other loans: $ 1050.00 <------ Will all be paid off, eliminating this monthly payment, freeing up more than enough to pay my Prosper Loan. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 238975 | Debt Consolidation and Wifes Nursing School Tuition | C | $20,000 @ 24% | Nov 28, 2007 | Withdrawn |
| 242438 | Debt Consolidation and Wifes Nursing School Tuition | C | $20,000 @ 27% | Dec 02, 2007 | Expired |
| 249865 | Re-List / Debt Consolidation and Wifes Tuition | C | $19,500 @ 27% | Dec 12, 2007 | Withdrawn |
| 250260 | Re-List / Debt Consolidation and Wifes Tuition | C | $17,500 @ 30% | Dec 13, 2007 | Withdrawn |
| 252067 | Re-List / Debt Consolidation and Wifes Tuition | C | $16,750 @ 18% | Dec 17, 2007 | Withdrawn |
| 252548 | Lucky Loan for Lenders - Bid with confidence! | C | $16,750 @ 18% | Dec 18, 2007 | Withdrawn |
| 252550 | Lucky Loan for Lenders - Bid with confidence! | C | $16,750 @ 18% | Dec 18, 2007 | Withdrawn |
| 252591 | Lucky Loan for Lenders - Bid with confidence! | C | $12,750 @ 24% | Dec 18, 2007 | Withdrawn |
| 255260 | A Lenders Loan - Bid w/ confidence! Consolidation & Tuition. | C | $16,750 @ 20% | Dec 25, 2007 | Loan created |
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