Consolidating credit card debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,600.00 | Status: | Loan created |
| Grade: | B | DTI: | 34% |
| Lender Rate: | 14% | Borrower: | markjf99702 |
| Finished | State: | DC | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-05-13 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| May 24, 2008 | Current |
|
Purpose of loan: This loan will be used to consolidate and pay off high-interest credit card debt accumulated while in college. I went to school in Hawaii (where I graduated with a 3.9 GPA) which, while fun, is an extremely expensive place to live. Moreover, I dedicated myself to founding and running a non-profit organization within the university on a full time, volunteer basis, which allowed me no time to work. Although I will never regret the decision I made, I had to live off credit cards to make up for my lack of income. Now, I have a good job and am ready to repay the debt, with your help! My financial situation: I am a good candidate for this loan because I have a good, stable job, always pay my bills in time, and do not have any other financial commitments aside from rent (no car loans, etc.). I also have a lot of help from family and partner for the incidentals in life, leaving me extra income to pay well above minimum on my debt. Monthly net income: $ 3,000 Monthly expenses: $ Housing: $ 560 Insurance: $ 25 (over 6 mos) Car expenses: $ 0 Utilities: $ 20 Phone, cable, internet: $ 40 Food, entertainment: $ 150 Clothing, household expenses $ 50 Credit cards and other loans: $ 450 (consolidating this is the purpose of the loan) Other expenses: $ 150 |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|