Interest to you, not Chrysler
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 31% |
| Lender Rate: | 9% | Borrower: | 82CBX6 |
| Finished | State: | OR | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-12-28 | EricsCC ROI: | 7% |
| Status History | |
|---|---|
| Dec 28, 2007 | Current |
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Purpose of loan: This loan will be used to?Pay off the loan to Chrysler Financial. The loan was $10,000. for 36 months at 7.99% I've made 2 payments, now owe $9000. My financial situation: I am a good candidate for this loan because?If you look at the fact that my credit goes back to 1977, that is 30 years. No lates, no DQ's, no public records. Even though I have many credit lines, I'm not in debt because I know credit can be a trap as well as a tool. Come hell, or high water, I will pay my debts, on time, and in full. My word is my bond. I would expect and hope the interest rate will be bid down to at least what I'm paying Chrysler. My financial situation: My home is paid for, my monthly out go is $500. less than my net monthly income. I have money in a 401K, a simple IRA, and in a savings account. I'm a small time lender with Prosper, because I like the concept. I also realize my loan could be funded fully by Standing Orders, If your that kind of lender you wouldn't be reading this anyway. But if you are a lender who actually reads the listings and considers the risk/ benefit, get on board, it's better interest that your bank will give you. I may not be FDIC insured, but I do have a 30 year track record. Any Questions? Ask away! No matter how you feel about PMI, you have to admit P2P is a concept who's time has come. PLEASE NOTE, my DTI on the listing does not take into consideration I will be paying off Chrysler Corp. |
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