p2p lending at lending club
Paying off credit cards / Christmas
Homeownership Verified

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Listing Information
Amount: $2,850.00 Status: Withdrawn
Grade: E DTI: 15%
Lender Rate: 31% Borrower: underwood13
Time Left: Finished State: MO
Funded: 4% Group: FUTURE FINANCIAL FREEDOM 1
Purpose of loan:
This loan will be used to?  Pay off credit cards / christmas

My financial situation:
I am a good candidate for this loan because?  I have over $4,000 net monthly income w/ no auto loans.  My wife's suv is paid for & I have a company provided car (gas, maintenance, insurance, etc).  My mortgage payment is under $500 per month.  I just want to pay off 4 credit cards & have only one monthly payment & have a little extra money for christmas.

Monthly net income: $ 4,058.31

Monthly expenses: $
  Housing: $ 395
  Insurance: $ 62.50    
  Car expenses: $ 0    
  Utilities: $ 150
  Phone, cable, internet: $ 200
  Food, entertainment: $ 500
  Clothing, household expenses $ 250
  Credit cards and other loans: $ 250
  Other expenses: $ 250
Borrower's Other Listings
68702 christmas paid off w/ taxes E $1,000 @ 17% Nov 30, 2006 Loan created
96770 Consolidate Debt / Cash Reserves / Improve Credit Score E $5,000 @ 21% Feb 10, 2007 Withdrawn
98919 consolidate debt/ improve credit score HR $5,000 @ 25% Feb 13, 2007 Loan created
245619 consolidate debt/ improve credit score E $3,000 @ 29% Dec 06, 2007 Expired
339181 Paying off 1st Prosper Loan and Credit Cards E $7,500 @ 35% May 26, 2008 Withdrawn
340465 Pay off and Close Credit Card Accounts E $3,000 @ 35% May 28, 2008 Withdrawn

 

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