p2p lending at lending club
NEEDING EXTRA CASH TO FIX CAR AND PAY A FEW SMALL DEBTS

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Listing Information
Amount: $1,500.00 Status: Expired
Grade: HR DTI: 7%
Lender Rate: 18% Borrower: nicovader
Time Left: Finished State: CA
Funded: 0% Group: KoyneLoans
Purpose of loan:
This loan will be used to? Fix my car (needs brakes, tires and radiator has leak)

My financial situation:
I am a good candidate for this loan because? I am currently working full time and I have a part time cartering job that is bringing in much needed extra income but I can only work it for the next month or so as I will be starting my second semester at city college for a degree in Admistration of Justice.

Monthly net income: $ 3800.00 (both jobs)

Monthly expenses: $
  Housing: $ 600
  Insurance: $69 (car and health insurance. most is paid by my job) 
  Car expenses: $ 400 (gas mostly car is paid off since 2004)
  Utilities: $ 0 (included in rent)
  Phone, cable, internet: $ 210.00 (cellphone, directtv, internet)
  Food, entertainment: $ 600.00
  Clothing, household expenses $ 120.00
  Credit cards and other loans: $ 175.00
  Other expenses: $ 300.00

I am working slowly to pay off my old debt.  I had a new judgement put against me that I think is why my credit score has decreased from a company unwilling to work out a repayment plan I could afford.  Giving me this loan will help me keep my car running and repay a small debt.  I plan on paying down my first loan with my tax refund.

Thank you for bidding.
Borrower's Other Listings
66942 Starting over E $5,000 @ 26% Nov 27, 2006 Withdrawn
70054 Relisted Starting Over Loan E $5,000 @ 27% Dec 04, 2006 Expired
73169 Relisting with help from fourm E $2,550 @ 27% Dec 11, 2006 Loan created
226708 Single Mom Going to College HR $7,500 @ 19% Nov 05, 2007 Withdrawn

 

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