p2p lending at lending club
2ND Prosper Loan-O DQ's
Homeownership Verified

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Listing Information
Amount: $10,001.00 Status: Withdrawn
Grade: D DTI: 78%
Lender Rate: 34% Borrower: jandem
Time Left: Finished State: NH
Funded: 0% Group: BORROWERS - Free instant Listings - LARGEST GROUP

A BIG THANKS to ALL the lenders who bid on my first listing?

About Me:
I am 43 years old; I work for a National Healthcare Company as an Account Sales Manager. I have been with my current employer going on 11 years. Prior to this I owned a small sales company, most of my career has been in Sales.                  

Why I would like the loan:  
To pay off some debt, visit parents and do some home improvement.

I have always been responsible with my finances and I have worked very hard to getting my credit back on track since I closed my business, I promised to myself I would never be late on any payments and as you can see I never have. About a year ago I finally was able to purchase a house, which was a long time goal for me.   As you can see I have never been late with any of my payments. I'm asking for a chance to prove myself and get my credit scores back up to where they should be. If you bid on my listing I promise that I will not let you down. Making my payments on time will be my top priority each month, I sincerely promise you that and as you can see from my financial details, I will have the money to do it.

Lower Credit Score:  I have been in the process of refinancing my home for a lower rate, which has lowered my credit score to a "D".


Monthly Net Income: $ 2520.00
Spouses Monthly Net Income:  3330.00
Total: 5850.00

Monthly expenses:  
Housing: $ 2099.00 
Car Insurance: $ 126.00 
Car expenses: $ 514.00, 418.00 
Utilities: $ 60.00 
Phone, cable, internet: $ 78.00 
Food, entertainment: $ 175.00 
Clothing, household expenses $ 175.00
 Credit cards and other loans: $ 160.00 
Prosper Loan:  623.00
 Total Monthly Expenses: $ 3951.00

I will have $1420.00 left to make the payments on my Prosper loan.

Closing remarks: Thank you for any bids in advance.
Borrower's Other Listings
102754 Never Late, But it's time to consolidate! C $18,000 @ 20% Feb 23, 2007 Expired
105567 RELIST/ Higher Rate-Never Late, But Time To Consolidate!! C $17,000 @ 18% Mar 02, 2007 Loan created
224529 2ND PROSPER LOAN D $10,400 @ 12% Nov 01, 2007 Withdrawn
224727 2ND PROSPER LOAN D $10,400 @ 21% Nov 02, 2007 Withdrawn
225277 2ND PROSPER LOAN D $10,400 @ 29% Nov 03, 2007 Withdrawn
226431 RELIST-2ND PROSPER LOAN D $10,400 @ 30% Nov 05, 2007 Withdrawn
228588 RELIST-PAYING OFF SMALL DEBT, 0 DEL, STATE CAP % D $8,203 @ 8% Nov 08, 2007 Withdrawn
228630 RELIST-PAYING OFF SMALL DEBT, 0 DEL D $10,003 @ 30% Nov 08, 2007 Withdrawn
231895 Relist-Hanging Around On Prosper D $10,202 @ 32% Nov 14, 2007 Withdrawn
232319 RELIST-0 DEL, 2ND PROSPER LOAN D $10,003 @ 35% Nov 15, 2007 Withdrawn
236567 Relist-Current On 1st Loan-0 Del-Almost There!!! D $10,851 @ 35% Nov 24, 2007 Withdrawn
238527 RELIST-Current on 1st Loan-0 Del D $10,678 @ 33% Nov 27, 2007 Withdrawn
244143 Relist-Almost There!! D $10,002 @ 35% Dec 04, 2007 Withdrawn
245876 Relist-O Del, 1st Loan Current, Almost There!! D $10,002 @ 34% Dec 06, 2007 Withdrawn
249207 Relist-Make Some Money!!!! D $10,002 @ 35% Dec 11, 2007 Withdrawn
249818 Consolidation Loan-Home Improvement D $10,200 @ 35% Dec 12, 2007 Withdrawn
250631 Relist-Consolidation Loan-Home Improvement D $10,001 @ 35% Dec 14, 2007 Withdrawn
250633 Relist-2ND Prosper Loan-O DQ's-Home Improvement D $10,001 @ 35% Dec 14, 2007 Withdrawn
251745 HELP ME, HELP YOU!!! #10 D $10,399 @ 35% Dec 16, 2007 Withdrawn
253023 ALWAYS ON TIME ON 1ST PROSPER LOAN-HELP ME, HELP YOU!!! #11 D $10,299 @ 35% Dec 18, 2007 Withdrawn
254429 ALWAYS ON TIME ON 1ST PROSPER LOAN-HELP ME, HELP YOU!!! #11 D $10,198 @ 35% Dec 21, 2007 Expired
255799 ALWAYS ON TIME ON 1ST PROSPER LOAN-HELP ME, HELP YOU!!! #12 D $10,199 @ 35% Dec 26, 2007 Withdrawn
256104 ALWAYS ON TIME ON 1ST PROSPER LOAN-HAPPY NEW YEAR!!! #12 D $10,199 @ 35% Dec 27, 2007 Withdrawn
256178 ALWAYS ON TIME ON 1ST PROSPER LOAN-HAPPY NEW YEAR!!! #12 D $10,194 @ 35% Dec 27, 2007 Withdrawn
256696 2nd Prosper Loan-Consolidation D $10,109 @ 35% Dec 28, 2007 Withdrawn
256737 2nd Prosper Loan-Consolidation D $10,109 @ 35% Dec 28, 2007 Expired
258830 2nd Prosper Loan-Consolidation D $10,099 @ 35% Jan 02, 2008 Withdrawn
260058 2nd Prosper Loan-Consolidation E $10,001 @ 35% Jan 04, 2008 Withdrawn
260287 2nd Prosper Loan-Consolidation E $10,001 @ 35% Jan 05, 2008 Withdrawn
261850 Relist-2nd Prosper Loan-Consolidation E $10,001 @ 35% Jan 08, 2008 Withdrawn
263372 Done Deal!!-2nd Prosper Loan-Consolidation E $10,001 @ 35% Jan 11, 2008 Withdrawn
263438 Done Deal!!-2nd Prosper Loan-Consolidation E $10,001 @ 35% Jan 11, 2008 Expired
265015 RELIST: 2ND Loan- Need Help To Improve FICO Score E $10,001 @ 35% Jan 14, 2008 Withdrawn
265375 RELIST: 2ND Loan- Need Help To Improve FICO Score E $10,001 @ 35% Jan 14, 2008 Withdrawn
266577 RELIST: 2ND Loan- Need Help To Improve FICO Score E $10,001 @ 34% Jan 16, 2008 Withdrawn
267702 Trying Again: 2ND Loan- Need Help To Improve FICO Score E $10,001 @ 34% Jan 18, 2008 Withdrawn
267788 Trying Again: 2ND Loan- Need Help To Improve FICO Score E $10,001 @ 35% Jan 18, 2008 Withdrawn
267984 Trying Again: 2ND Loan-Mabey Auto Funding Will Work??!! E $11,000 @ 35% Jan 19, 2008 Withdrawn
268377 Trying Again: 2nd Loan-Need Help to Improve FICO Score.. E $10,309 @ 35% Jan 20, 2008 Withdrawn
269368 Relist:Until The End- 2nd Loan-0 Deliquencies-Consolidation E $10,001 @ 35% Jan 22, 2008 Withdrawn
271294 Need Help To Improve FICO Score E $10,001 @ 34% Jan 25, 2008 Withdrawn
271383 Need Help To Improve FICO Score E $10,001 @ 34% Jan 25, 2008 Withdrawn
273743 Need Help To Improve My Situation To Refinance My Home E $10,001 @ 35% Jan 30, 2008 Withdrawn
274692 Relist-Consolidation To Refi Home E $10,999 @ 35% Feb 01, 2008 Withdrawn
275132 Relist-Consolidation To Refi Home E $10,499 @ 34% Feb 02, 2008 Expired
277886 Relist-Consolidation To Refi Home E $10,199 @ 34% Feb 09, 2008 Withdrawn
278108 Rel-Excellent E, 0 DQ, 2nd Loan-Consolidation To Refi Home E $10,001 @ 35% Feb 10, 2008 Withdrawn
278997 Rel-Excellent E, 0 DQ, 2nd Loan-Consolidation To Refi Home E $10,001 @ 35% Feb 12, 2008 Loan created

 

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