p2p lending at lending club
PAYING OFF MY CREDIT CARDS

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Listing Information
Amount: $10,000.00 Status: Loan created
Grade: C DTI: 42%
Lender Rate: 17% Borrower: BorrowTodayLendTomorrow
Time Left: Finished State: MI
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Default Origination Date: 2007-12-26 EricsCC ROI: -58%
Status History
Dec 24, 2007 Current
Sep 10, 2008 Late
Sep 27, 2008 1 month late
Oct 27, 2008 2 months late
Nov 27, 2008 3 months late
Dec 29, 2008 Default
Purpose of loan:
This loan will be used to pay off my credit cards.

My financial situation:
I am a good candidate for this loan because my wife and I make very good money, have minimal budgeted expenses, and an attainable goal to be debt free prior to receiving substantial monetary bonuses next year.  The acheivement of this goal will allow us to return the favor to the Prosper community by enabling us to use these funds as lending capital for the benefit of us all.

Monthly net income: $8,500.52

Monthly expenses: $4,184.26
  Housing: $875.00
  Insurance: $268.12
  Car expenses: $561.64
  Utilities: $179.05
  Phone, cable, internet: $99.04
  Food, entertainment: $1,000.68
  Clothing, household expenses $352.31
  Credit cards and other loans: $1,722.34
Borrower's Other Listings
242464 Paying Off & Closing Credit Cards C $25,000 @ 24% Dec 02, 2007 Expired
247730 Paying Off & Closing Credit Cards C $10,000 @ 17% Dec 09, 2007 Withdrawn

 

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