p2p lending at lending club
Getting out of "PayDay Loan" Debt and other Debt
Homeownership Verified

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: C DTI: 33%
Lender Rate: 20% Borrower: cltrap13
Time Left: Finished State: MT
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-12-24 EricsCC ROI: 17%
Status History
Dec 21, 2007 Current
Purpose of loan:
This loan will be used to pay off "Payday" Loans and some other high interest debts that I have.

My financial situation:
I am a good candidate for this loan because my husband pays most of our main living expenses and I would be able to pay this back more easily if I can pay off my other foolish debts. I am a Christian woman and would love to be on the lending side of this website if all works out for me. I do believe in "giving back" to those in need as I am in need now. 

Monthly net income: $1860.00

Monthly expenses: $
  Housing: $822 (my husband pays this)
  Insurance: $300 ( my husband pays this) 
  Car expenses: $174 ( I pay this)
  Utilities: $300 (my husband pays this) 
  Phone, cable, internet: $250 (I pay this) 
  Food, entertainment: $400 (we split this) 
  Clothing, household expenses $200 (we split this) 
  Credit cards and other loans: $800 (I pay this)
  Other expenses: $300 (misc. expenses for kids and gas, I pay this) 
Borrower's Other Listings
405736 Getting out of Family Debt and other Debt D $6,000 @ 27% Sep 29, 2008 Expired
409379 Helping my Mom and Mother-in-Law D $4,000 @ 35% Oct 06, 2008 Expired

 

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