Start paying off high rate interests
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,560.00 | Status: | Loan created |
| Grade: | D | DTI: | 53% |
| Lender Rate: | 22% | Borrower: | larniur |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2007-12-20 | EricsCC ROI: | -74% |
| Status History | |
|---|---|
| Dec 20, 2007 | Current |
| Apr 04, 2008 | Late |
| Apr 21, 2008 | 1 month late |
| May 24, 2008 | 2 months late |
| Jun 21, 2008 | 3 months late |
| Jul 21, 2008 | 4+ months late |
| Aug 26, 2008 | Default |
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Purpose of loan: This loan will be used to start paying off high interest credit cards. My financial situation: I am a good candidate for this loan because I have a solid, stable job, and I am committed to pay you back and become a lender in this community. The reason why my debt load is high is that last year I needed to have surgery, and spent some time recovering, and had to dip into credit cards. I've been trying to pay them back little by little, but I figured since most of my credit cards interest rates are so high, a loan with Prosper could help me get back on track faster. Monthly net income: $ 2670 Monthly expenses: $ Housing: $ 500 Insurance: $ 125 Transportation Expenses: $ 90 Utilities: $ 50 Phone, cable, internet: $ 50 Food, entertainment: $ 250 Clothing, household expenses $ Credit cards and other loans: $ 1250 Other expenses: $ |
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