LOW DTI, REFI PROSPER LOAN
Homeownership Verified

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Listing Information
Amount: $8,000.00 Status: Loan created
Grade: C DTI: 4%
Lender Rate: 14% Borrower: Stalione33
Time Left: Finished State: IL
Funded: 100% Group: Have Money - Will Bid
Loan Information
Loan Status: Current Origination Date: 2007-12-28 EricsCC ROI: 11%
Status History
Dec 27, 2007 Current
I'm 38 yrs old, a Mechanical Engineer father of a very smart 9 yr. old son. I'm a very responsible, hard working person. I have
established credit a better credit rating since my last loan with Prosper. Since, I was abel to paid off my some outstanding debts. I will like the chance to thank Prosper for the opportunity to change my life. I'm now a Home Owner and I received a promotion with a wage salary increase.
At this time I will also like to advantage of my better Credit score to pay off the Prosper Loan with another Loan with a better rate.
Note that my current Prosper Loan have been paid always on time.
I will use the new Prosper Loan for the following:    
          4,500-Prosper Loan                           
          2,000-Home improvements( New Windows)     
          1,500- Christmas Shopping and a Dinning room set.     
          ---------    
         $8,000 - Total amount 
 
I work in the R&D department where we design new products for the Audio/Video industry. My company has been around for the last 40 yrs. We're very solvent and we're enjoying a lot of growth. I have been there for 5 yrs+.
My current monthly net income is $4,943
Here's my monthly budget with the prosper loan in place:       
          2004.00- Mortgage          
              40.00- Electricity          
              29.99 - Telephone       
            512.00 - Car Payment      
            114.00 - Insurance         
              80.00 - Gas       
            300.00 - Groceries       
            200.00 - Recreation           
              42.00 - Internet          
              69.00- Cable TV          
              60.00- Cell    
            -------------- 
             $ 3450.99 - total monthly expenditures.
As you can see I have over $ 1492.01 left over to be used, not only for my Prosper Payment, but for savings and emergencies. I promise that my payments to Prosper will be my top priority each month.

Thank
Borrower's Other Listings
130721 Debt Consolidation HR $6,000 @ 28% Apr 30, 2007 Expired
134200 RE-LIST, LOW DTI, DEBT CONSOLIDATION HR $5,000 @ 22% May 07, 2007 Loan created

 

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