Goodbye Credit Card!
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 0% |
| Lender Rate: | 13% | Borrower: | collegeadvocate |
| Finished | State: | MN | |
| Funded: | 100% | Group: | Credit Card Consolidation |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-12-20 | EricsCC ROI: | 10% |
| Status History | |
|---|---|
| Dec 20, 2007 | Current |
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Purpose of loan: I?m going to keep this short and sweet. Last year I got sick so I was forced into a situation where I had to basically live off my credit card. Now I?m doing better and have a decent paying job, its time I get rid of this high interest credit card, and get my life back. Since this job is new, I cannot verify through prosper as I have no w-2. However I?m willing to answer any questions you have for me. My financial situation: Currently I have nearly $4800 on my credit card this loan will completely pay it off. The other $200 will be set aside for emergency use only. Below I have put together my expected monthly income and expenses. Please note that I have moved back home with my parents until I can get out of debt so I am not paying rent or utilities. All the expenses listed except for medical are larger amounts than what they normally are; I have overstated them to give myself a little bit of cushion Income $800 Wages (After deductions) $100 Mystery Shopping $80 Stipend $15 Notes Receivable $995 Total Expenses $(160) Gas and Vehicle $(225) Loan Repayment $(225) Tuition Payment $(175) Food and Personal Care $(125) Medical Bill $(910) Total Even with the inflated expenses the difference between the two figures ends up to be +$85. Closing Statement:I would just like to thank you for reading through my request and considering funding my loan. I?d like to get back on track and appreciate this hand up. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 208401 | Goodbye Credit Card! | B | $5,000 @ 15% | Sep 28, 2007 | Expired |
| 210973 | Goodbye Credit Card! | B | $5,000 @ 15% | Oct 04, 2007 | Expired |
| 411935 | Pay Off Prior Loan and Tuition | B | $5,000 @ 10% | Oct 11, 2008 | Cancelled |
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