p2p lending at lending club
New water well
Homeownership Verified

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Listing Information
Amount: $9,000.00 Status: Expired
Grade: C DTI: 29%
Lender Rate: 16% Borrower: CaptainOz
Time Left: Finished State: FL
Funded: 0% Group: (No Group)
I am a returning member who used Prosper to pay off an old AMEX debt which has helped me to improve my credit score. I am back because of all things to happen to me, my water well dried up and I had to have a new one drilled (see photo). My payments are always made on time and I don't think there is a better testament to my ability to repay than that. I included my original request for your interest. Many thanks in advance for you assistance.


I am like many others here who have had a credit problem in the past and now wish to make amends. The reason for my credit problem is simple but sad. I am an Australian by birth and have been living in the US as a permanent resident for over 10 years. In 2001 my brother died suddenly and I had to return to Australia. I had to leave my job here and it was sometime before I could work again. As a result, I was not in a position to make my loan payments.  I now have paid 2 of the 3 credit card debts and desperately want to pay off the third so I can start rebuilding my credit. I have saved close to $4,000 and now need $6,000 to pay off American Express. If this listing is successful, it will enable me to refinance my mortgage and car loan and save hundreds of dollars a month. I have a great job and the means to pay back the loan and have come to Prosper to seek some assistance to finish off what I set out and am committed to do.
Many thanks

Captain Oz  


After tax monthly income $4,738

Monthly Budget
Mortgage and escrow: $1,392.24
Utilities: $300.00
Phone: $108.73
Groceries and gas: $600.00
Car insurance: $107.90
Car Payment: $509.47
Other loans: $480.59
Gym membership: $38.00

Total $3,536.93






Borrower's Other Listings
26396 Looking for a second chance HR $6,500 @ 23% Jul 24, 2006 Withdrawn
26401 Help me to pay off 2 deliquent loans HR $6,500 @ 23% Jul 24, 2006 Withdrawn
26404 Help to pay off two loans HR $6,001 @ 23% Jul 24, 2006 Withdrawn
27659 A Fresh Start HR $6,100 @ 22% Jul 30, 2006 Withdrawn
27662 A Fresh Start HR $6,100 @ 22% Jul 30, 2006 Withdrawn
29254 Desire to be debt free HR $6,100 @ 23% Aug 05, 2006 Expired
34087 Payoff Off Debt HR $6,100 @ 23% Aug 25, 2006 Withdrawn
34252 Be A Part Of My New Life HR $6,100 @ 23% Aug 25, 2006 Expired
50910 A little help................. HR $6,001 @ 23% Oct 20, 2006 Expired
72009 Committed to consolidate debt and improve my credit E $6,001 @ 23% Dec 08, 2006 Loan created
240719 I need a new water well C $10,000 @ 16% Nov 29, 2007 Withdrawn
240883 I need a new water well C $10,000 @ 16% Nov 30, 2007 Expired
254945 Pay for new water well C $7,000 @ 16% Dec 23, 2007 Expired
281859 Pay for new water well D $7,000 @ 15% Feb 19, 2008 Expired
286840 Home Improvements D $5,000 @ 15% Mar 02, 2008 Withdrawn
341496 Help Paying for College D $10,000 @ 35% May 30, 2008 Expired
346105 Help Paying for College D $8,000 @ 35% Jun 06, 2008 Expired
350230 Help Me To Pay for College D $5,000 @ 35% Jun 13, 2008 Expired
355180 Help Needed To Pay for College D $5,000 @ 35% Jun 22, 2008 Expired
392130 Heading back to college B $9,000 @ 24% Sep 03, 2008 Loan created

 

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