p2p lending at lending club
Consolidation
Homeownership Verified

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Listing Information
Amount: $8,000.00 Status: Withdrawn
Grade: A DTI: 10%
Lender Rate: 11% Borrower: teacherlives
Time Left: Finished State: VA
Funded: 2% Group: (No Group)
Purpose of loan:
I will use the money to consolidate HIGH interest credit cards.  After my nephew was born at 26 weeks and spent three months in NICU, my sister and her husband borrowed money from me to pay their mortgage.  I took out cash advances from credit cards to help them and they have now gone to an extremely high interest rate.  I would like to combine them and get a lower rate.  I would appreciate ANY amount you are able to loan me.

My financial situation:
I am in my 17th year of teaching.  I have a secure monthly income.  Although I do have a few delinquencies due to late payments on credit cards, I have never defaulted on a loan and have always paid my debts.  My mortgage has never been late and I have always paid car loans on time. 

Monthly net income:$3835.75

Monthly expenses:$2,812.00

  Housing: $1950.00 (my husband pays this)
  Insurance: $150.00
  Car expenses: $300.00
  Utilities: $112.00
  Phone, cable, internet: $125.00
  Food, entertainment: $25.00
  Clothing, household expenses $50.00 
  Credit cards and other loans: $100.00 (will get rid of this with loan)
  Other expenses: $ N/A
Borrower's Other Listings
240444 Consolidation A $10,000 @ 11% Nov 29, 2007 Withdrawn
243673 Consolidation A $8,000 @ 11% Dec 04, 2007 Expired
248724 Consolidation A $8,000 @ 11% Dec 11, 2007 Cancelled
253861 Consolidation A $6,000 @ 11% Dec 20, 2007 Expired
257774 Consolidation A $6,000 @ 11% Dec 30, 2007 Expired
262579 Consolidation A $6,000 @ 11% Jan 09, 2008 Loan created
379214 Consolidation A $6,000 @ 11% Aug 07, 2008 Withdrawn
380074 Consolidation A $4,500 @ 10% Aug 08, 2008 Loan created

 

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