p2p lending at lending club
High Interest Creditor - WI Caps Rate at 16.27%

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Listing Information
Amount: $3,900.00 Status: Expired
Grade: D DTI: 11%
Lender Rate: 16% Borrower: bridgethegap
Time Left: Finished State: WI
Funded: 0% Group: PsychDoc's Group
Purpose of the Loan:

I am looking to use this loan to payoff another loan I just took out for personal family issues.  It was an emergency situation and I hoping to take out a loan with a lower interest rate.  I have always been good with paying my original Propser loan and appreciate your consideration!

My monthly bills are:

Rent $1000.00
Car - PAID OFF :-)
Utilities - $230.00
Credit Card - $45.00
1st Prosper Loan - $133.00
Phone - $100.00
Food - $300.00
Gas - $200.00
TOTAL: $2008.00

My Monthly Income:

$3600.00

Credit Report Explanation:

My credit report shows many delinquencies.  I was divorced back in 2005 and my ex-husband and I incurred a significant amount of debt together.  Unfortunately, I got the responsibility for most of it after the divorce was finalized.  I could not afford to keep up with all the payments so I filed for bankruptcy in October of 2005.  Since then, I have worked very hard to rebuild my credit.  I am currently just on the cusp of a C rating with Prosper.  A few more points and I will be there.  My ulitmate goal is to have an AA rating, but I have learned to take things one day at a time.  This loan will continue to help me raise my score. 

Thank you for your consideration!

Borrower's Other Listings
27247 Pet Groomer needs to purchase mobile unit HR $8,500 @ 18% Jul 28, 2006 Expired
34246 Building A Dream D $7,500 @ 22% Aug 25, 2006 Withdrawn
34486 Building A Dream D $5,000 @ 22% Aug 27, 2006 Withdrawn
34509 Buildin a Dream D $3,700 @ 18% Aug 27, 2006 Loan created
226933 Buildin a Dream D $7,500 @ 28% Nov 06, 2007 Withdrawn
226947 Buildin a Dream D $10,000 @ 28% Nov 06, 2007 Withdrawn
226989 Buildin a Dream D $5,500 @ 28% Nov 06, 2007 Withdrawn
226994 Buildin a Dream D $10,000 @ 29% Nov 06, 2007 Withdrawn
227634 Buildin a Dream D $10,000 @ 21% Nov 07, 2007 Expired
231594 Buildin a Dream D $9,999 @ 23% Nov 14, 2007 Withdrawn
232738 BridgetheGap D $7,500 @ 23% Nov 16, 2007 Expired
236118 Relist - Going to the Dogs! D $7,500 @ 24% Nov 23, 2007 Withdrawn
237443 RELIST- BridgeTheGap D $7,500 @ 22% Nov 26, 2007 Withdrawn
238095 RELIST- BridgeTheGap D $5,500 @ 22% Nov 27, 2007 Withdrawn
240052 RELIST- BridgeTheGap D $5,500 @ 22% Nov 29, 2007 Withdrawn
242792 Building A Dream D $6,000 @ 23% Dec 03, 2007 Withdrawn
244590 High Interest Creditor D $3,700 @ 24% Dec 05, 2007 Expired
253198 High Interest Creditor D $3,100 @ 16% Dec 19, 2007 Expired
256381 Building A Dream - part 2 D $10,000 @ 16% Dec 27, 2007 Expired
262257 Building A Dream - part 2 D $7,500 @ 15% Jan 09, 2008 Expired
270866 Building A Dream - part 2 D $5,000 @ 15% Jan 24, 2008 Withdrawn
270871 Building A Dream - part 2 D $5,000 @ 15% Jan 24, 2008 Expired
279680 Building A Dream - part 2 D $5,000 @ 15% Feb 14, 2008 Expired
284741 Building A Dream - part 2 E $5,000 @ 15% Feb 26, 2008 Withdrawn

 

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