p2p lending at lending club
Finishing Up A Tired Old Basement
Homeownership Verified

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Listing Information
Amount: $6,500.00 Status: Withdrawn
Grade: C DTI: 49%
Lender Rate: 22% Borrower: nabisd
Time Left: Finished State: MD
Funded: 0% Group: (No Group)
Purpose of loan:
I will be using the personal loan to finish our unfinished basement. 

My financial situation: Hello Again Prosper Family!!!!   I am back several months later wanting to complete a home improvement project my husband and I started a month ago.   We are currently looking to finish our basement.  We just got our basement waterproofed, which with the help of the last prosper loan we were able to do so.  We also paid off four credit cards, and a personal loan, which I told you all I would do.  So to my previous lenders, Thanks Again.... Now.. why am I back?  Well we would like to drywall and carpet the basement to make a family room.  I took the first listing down last week, because we got a nice early X-mas surprise from our parents.   A little extra cash to help with the finishing of or basement.  So now I am back, to ask for the rest to finish this project.   You ask why am I a good candidate for this second loan,  the main and MOST important reason is, I still and always will continue to pay my bills on time.  I am current on the prosper loan I have now, which I told you all that I would be.  Not only is MY CREDIT important too me, I don't want to jeopardize your faith in me Prosper Family.    So, I am hoping you all have faith in me a second time around.  I promise not to let you down.   

 Monthly net income: $ $2980

Monthly expenses: $ $1788.00
  Housing: $ 1060.00 (paid by my husband)
  Insurance: $ 150.00 (got a better rate with new insurance company)
  Car expenses: $ 488.00
  Utilities: $ 150.00
  Phone, cable, internet: still free since I am working at the same cable company... 
  Food, entertainment: $ 100.00 
  Clothing, household expenses $ 100.00
  Credit cards and other loans: $ 550.00 (which includes my current prosper loan)
  Other expenses: $ 200.00 ( Daughter's college fund)
 

I still will have additional income to pay for a second prosper loan.  Please email me with any questions or concerns you may have, and thanks again for checking out my listing.
Borrower's Other Listings
131616 Turnin' 33 And Wanting To Be Debt Free C $10,000 @ 20% May 02, 2007 Withdrawn
132059 Turnin' 33 And Wanting To Be Debt Free C $9,000 @ 17% May 03, 2007 Loan created
245347 Finishing Up A Tired Old Basement C $7,500 @ 22% Dec 06, 2007 Withdrawn

 

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