Getting Married
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,999.00 | Status: | Loan created |
| Grade: | AA | DTI: | 15% |
| Lender Rate: | 8% | Borrower: | dasneal |
| Finished | State: | TX | |
| Funded: | 100% | Group: | Texas Excellence |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-12-26 | EricsCC ROI: | 8% |
| Status History | |
|---|---|
| Dec 24, 2007 | Current |
| Aug 16, 2008 | Payoff in progress |
| Aug 21, 2008 | Paid |
|
Purpose of loan: As I am getting married March 15th, 2008 I would like to consolidate and pay off my revolving credit debt. My financial situation: I am healthy, educated, professional in a committed relationship who respects his financial commitments. My debt is manageable yet since relocating to be closer to my fiancee deposits and moving expenses have limited my ability to pay more on my credit cards. I have fully funded my retirement 403b at work (similar to a 401k) and have taken great care to provide insurance for myself including health, disability, short and long term care. Why should you bid on my loan: Good credit is part of the reason you should consider bidding on my loan request but there is more to know about me before trusting me with their money. I consider bad debt, such as credit card debt, to be the biggest threat to prosperity and the attainment of the American dream. I learned this working with my father and grandfather on their ranches. I know the value of a days earnings. I have lived on my own since age 16, put myself through two college degrees with honors, purchased a home, lived a moral centered life as a Christian, honoring my family and friends and most importantly enjoyed my work and career. If you met me on the street you would know my character by my kindness to others, positive outlook and joy of life. Monthly net income: $ 3,609.41 Monthly expenses: $ 1,834.82 Housing: $490.00 Insurance: $68.82 Car expenses: $374.00 Utilities: $112.00 (Average of last 6 months) Phone, cable, internet: $35.00 Food, entertainment: $275.00 Clothing, household: $100.00 Credit cards: $265.00 Student Loan: $65.00 Miscellaneous: $50.00 With the exception of the money I am putting away for an emergency fund all the remainder of my income goes toward retiring my credit card debt. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 241151 | Credit Consolidation | AA | $2,999 @ 8% | Nov 30, 2007 | Expired |
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Discussion For This Listing
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