Need Prosper Lenders Again!!
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Withdrawn |
| Grade: | HR | DTI: | 26% |
| Lender Rate: | 35% | Borrower: | northcalgal |
| Finished | State: | CA | |
| Funded: | 0% | Group: | 435 Supporting Lenders - Get FUNDED @ LOWER % than ANY group |
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Purpose of loan: I would like to obtain the loan to pay off high interest short term loans I have taken over the last year. The first loan through Cash Call was back in April when I had to have work done on my car (which I need to get back and forth to work). I then lent money to a relative to help her out during a very bad time but she did not pay the money back. I then started on the downward spiral of payday loans. I have been on that vivious cycle of pay it back, re-loan for months now. I have a couple other short term high interest loans I would like to get rid of and start 2008 on an even keel. I have been paying these loans and keeping current on my other Prosper loan (never been late) as well as my car payment (which will be paid off in Feb). I just need a chance at getting on my feet and being able to make one reasonable payment will definetely get me headed in that direction. Contrary to my credit score I am not an irresponsible person. I have a steady job and work to support myself and my granddaughter. My financial situation: I have some negatives on my credit due to a bad divorce a few years ago, but have been trying to keep current since. Some of these negatives will fall off my credit report next year. Monthly net income: $ 2530 Monthly expenses: $ Housing: $ 925 Insurance: $ Car expenses: $ 160 Utilities: $ 35 Phone, cable, internet: $ 120 Food, entertainment: $ 250 Clothing, household expenses $ 120 Credit cards and other loans: $ 650 Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 37102 | Guardianship | E | $2,550 @ 25% | Sep 06, 2006 | Loan created |
| 243247 | New Start | HR | $7,500 @ 30% | Dec 03, 2007 | Expired |
| 254172 | Pay Off Payday Loans | HR | $3,500 @ 35% | Dec 20, 2007 | Expired |
| 258236 | New Start in '08 | HR | $3,500 @ 35% | Dec 31, 2007 | Withdrawn |
| 260340 | Bridge Loan | HR | $2,000 @ 18% | Jan 05, 2008 | Expired |
| 270120 | 2nd Prosper Loan - Pay Off High Interest Loans | HR | $2,000 @ 18% | Jan 23, 2008 | Expired |
| 276512 | Want to Say Goodbye to High Interest Loans | E | $2,000 @ 18% | Feb 06, 2008 | Withdrawn |
| 279731 | Adoption Expense | E | $1,200 @ 18% | Feb 14, 2008 | Expired |
| 282629 | RE-LIST! - Adoption Expense | E | $1,200 @ 18% | Feb 21, 2008 | Expired |
| 292894 | Want to say BYE-BYE to payday loans | HR | $2,500 @ 18% | Mar 13, 2008 | Expired |
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