Drowning from my credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 68% |
| Lender Rate: | 16% | Borrower: | reader31 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-03-10 | EricsCC ROI: | 13% |
| Status History | |
|---|---|
| Mar 08, 2008 | Current |
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Purpose of loan: This loan will be used to lower my interest rate on credit cards and help keep me from drowning in debt! My financial situation: It's not listed here but I also work part-time 20-25 hours a week at a Borders bookstore, in addition to my full-time job. I'm usually really good with money but 1 weekend in the hospital for my ovaries, 1 week in the hospital for pneumonia, and 1 ear surgery to save my hearing have really put me behind in the last 2 years. I am also looking for 1 full time job that pays better. Until that time please help me lower my rates! Monthly net income: $ $1720 from full time job. $400 from Borders part-time job. Some months I make much more with Borders. I almost never make less. Monthly expenses: $ Housing: $ 535 Insurance: $ health is covered at my job. Car expenses: $ my car is paid off. I pay about $35 in gas a week. Utilities: $ 25 for 2 months Phone, cable, internet: $ none. My Dad is nice enough to pay all of my families cell phone bills. I don't have cable TV or internet access at home. I spend $8.99 a month for Netflix. Food, entertainment: $ 200 Clothing, household expenses $ I haven't bought anything lately so maybe $50. Credit cards and other loans: $ Student loan 1: $60 a month. (will be paid off in 7 months). Student loan 2: $160 a month. Discover Card: $200. AT&T Mastercard: $550. Citibank card: $200. Other expenses: $ |
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