Eric's Credit Community

Thank you for taking the time to read our post.  My wife and I are requesting a second loan;  we currently have a loan with Prosper, and we have 100% perfect payment record. 

We have been put in an unfortunate situation again, with regards to credit cards.  My wife's father fell on hard times after 9/11, he owned an airplane charter company.  Long story short, he asked us to help him pay his mortgage and bills for a few months.  Her father is 69 and is semi-retired.  She loves him dearly so she used her credit cards to pay his mortgage a few months in a row, as we just don't have enough left over money each month to pay our own mortgage and bills and then add his $1,600 mortgage plus the overnight fees that we had to spend.  He was in arrears on his mortgage so we paid for the overnight shipping to his mortgage company.

We would love to pay her cards down to zero (again!) and leave them that way.  Again, we have a great credit rating and would like to keep it that way by paying the cards off and doing what we did previously with Prosper.  We obtained the loan and then have the payments automatically drafted - no risk to the lenders out there!

Thank you for once again considering us!