Please help reduce my interest rates - I'd rather pay YOU!!
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,001.00 | Status: | Loan created |
| Grade: | A | DTI: | 41% |
| Lender Rate: | 14% | Borrower: | beccaroni |
| Finished | State: | NH | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-12-24 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| Dec 24, 2007 | Current |
|
Purpose of loan: I would like to consolidate my debt and reduce the retarded interest rates on my credit cards. The interest they earn is ridiculous - Let's not make corporate America any richer than they are! My financial situation: I started a new life 2 years ago and it has cost me. I am diligent about paying my bills and have the resouces to repay this loan but how can anyone get ahead when over half of a payment goes to the interest! I want to try and get out from under the hole of debt and Prosper seems like a very good way to do so. I have a steady job as real estate paralegal in a large law firm in Portland ME and am considering getting a part-time job as well - this is how serious I am about trying to get ahead. Monthly net income: Mine is $2,096.00 (Ryan's is 2,944.00) Monthly expenses: $ $1,286.00 (approximately half of household expenses) Housing: $ 525.00 Insurance: $ 65.00 Car expenses: $ 0 Utilities: $ 75.00 Phone, cable, internet: $ 65.00 Food, entertainment: $ 200.00 Clothing, household expenses $ 50.00 Credit cards and other loans: $ 306.00 Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 180221 | High Interest (19% to 23% - ouch) Rate Reduction | A | $5,000 @ 8% | Nov 28, 2007 | Expired |
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