Paying off credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,000.00 | Status: | Withdrawn |
| Grade: | C | DTI: | 22% |
| Lender Rate: | 27% | Borrower: | Nil2008 |
| Finished | State: | GA | |
| Funded: | 2% | Group: | (No Group) |
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Purpose of loan: I had withdrawn my earlier two listings in three days as I guess I am asking too much at one time. I have decided to go in steps and am listing this so that at least third of my credit card debt is cleared immediately and it helps me to increase my credit score. I am Electronics Engineer by profession and at a position of Senior Manager in IT Services company since last three years. This loan will be used to pay off my high interest credit cards which were used extensiively to buy furniture last year when I purchased my new house. I am fedup of paying high interest rates to banks and want to be debt free in next three years. My last year experience shows that one of the credit cards which was having balance of $ 9,500 last year, even though I have paid monthly $ 225, still shows balance of $ 8,700. This way I would never get out of loan. Getting the loan through Prosper would assure me , that my all principal amount would be paid in next three years. I have stopped using my credit cards totally. My financial situation: I am a good candidate for this loan because? I am God fearing and disciplined person and have been honoring all my committments to pay for about 22 small/big accounts without any delay/default. I would continue to do so. I do make additional money from my bonuses and performance incentives which is paid quarterly and is about $ 10,000 anually over and above my monthly pay. My wife has also got a permanent job and she is earning $ 1500 per month net. Can you help me in transferring my loan from high interest credit cards to Prosper? I guarantee you that you would never be dissapointed from my side. Monthly net income: $ 4600 Monthly expenses: $ 3825 Housing: $ 1750 Insurance: $ 125 Car expenses: $ 200 Utilities: $ 200 Phone, cable, internet: $ 175 Food, entertainment: $ 225 Clothing, household expenses $ 150 Credit cards and other loans: $ 900 Other expenses: $ 100 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 245654 | Paying off credit cards | C | $24,000 @ 25% | Dec 06, 2007 | Withdrawn |
| 246280 | Paying off credit cards | C | $24,000 @ 30% | Dec 07, 2007 | Withdrawn |
| 248352 | Paying off credit cards | C | $11,000 @ 20% | Dec 10, 2007 | Loan created |
| 404955 | Paying off credit cards | C | $16,000 @ 21% | Sep 27, 2008 | Expired |
| 410326 | Paying off credit cards | C | $16,000 @ 35% | Oct 08, 2008 | Expired |
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