High Interest Debt Consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,500.00 | Status: | Loan created |
| Grade: | D | DTI: | 31% |
| Lender Rate: | 18% | Borrower: | relyonme |
| Finished | State: | IN | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-12-19 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| Dec 19, 2007 | Current |
|
MAX INTEREST RATE FOR MY STATE! This is a relist. I am lowering my loan request to 2500 and I will take care of my highest interest one card at a time. Purpose of loan: To payoff existing credit card debt, personal loans, and medical bills occurred while in my early 20's. I work full time and I also started my own telecommunications consulting business last year. Planned payoffs: 1875 @ 30.21% 1801 @ 27.99% 7334 @ 24.44% 1760 @ 22.65% 3929 @ 16.40% 1357 @ 24.99% 1830 @ 19.80% 5040 @ 22.98% My financial situation: Never made a late payment. My credit score is low due to the high percentage of credit used/credit. I spent my college years accumulating debt which has taken its toll on me for the past few years. 3 years ago I started a series of surgeries on my jaw, which has also left me healthy as can be, but with over $5000 in medical bills (I have included this in the ?other loans? section below). Along with homeownership also brings home repairs, which I have felt within the past month as I had to put in a new HVAC and the roof is next. The result of this loan will also allow me to focus more of my income towards my new consulting business. I have already had three successful contracts in the past 18 months. I would be happy to answer any questions or talk about any concerns that you have with this loan. Thank you. College Graduate IT/Telecommunications Monthly net income: $ 4900 (Job 4500 + Renter 400) Monthly expenses: $ Housing: $ 1600 (1st, 2nd, taxes, insur.) Car expenses: $ 520 Utilities: $ 210 Phone, cable, internet: $ 180 Food, entertainment: $ 300 Clothing, household expenses $ 100 Credit cards and other loans: $ 1332 Other expenses: $ 151 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 221001 | Reliable... | D | $25,000 @ 19% | Oct 24, 2007 | Withdrawn |
| 225080 | MAX INTEREST RATE FOR MY STATE | D | $25,000 @ 19% | Nov 02, 2007 | Withdrawn |
| 228470 | High Interest Debt Consolidation | D | $5,000 @ 19% | Nov 08, 2007 | Expired |
| 233717 | High Interest Debt Consolidation | D | $5,000 @ 19% | Nov 18, 2007 | Expired |
| 239450 | High Interest Debt Consolidation | D | $10,000 @ 19% | Nov 28, 2007 | Expired |
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