Bills, Bills,Bills
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,300.00 | Status: | Withdrawn |
| Grade: | HR | DTI: | 51% |
| Lender Rate: | 21% | Borrower: | jayjay1965 |
| Finished | State: | MD | |
| Funded: | 0% | Group: | (No Group) |
|
Purpose of loan: I'm requesting this loan to pay off my credit cards and my regretful but necessary at the time payday loans. My financial situation: I take home around $6800 gross monthly from my job along with $800 net from my Veterans disability benefit. I've made a few mistakes financially, but more often have been on time with my bills. I'm trying to get a fresh start and take care of some of my past financial mistakes. I have a current Prosper loan that has never been late. I'm also a Prosper lender and will continue to invest with Prosper in the future. If you look at my credit profile you'll see that most of my credit card deliquencies started about five months ago. This is the time period that my wife and I had to struggle to save our home from foreclosure. We managed to do so, but the results were a 75 point drop in credit score and monthly fees from payday loans. We make over $130,000 between the two of us. I need to pay off these payday loans and zero out my credit card debt. This will maximize my income and allow plenty of funds to pay my current loans and also invest with Prosper. Thankyou. Monthly net income: $ 5660 Monthly expenses: $ 3320 Housing: $ 1200 Insurance: $ 100 Car expenses: $ 400 Utilities: $ 300 Phone, cable, internet: $ 120 Food, entertainment: $ 250 Clothing, household expenses :$ 120 Credit cards and other loans: $ 800 Other expenses: $ 200 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 136407 | Paying off cashcall and high interest credit cards | D | $10,000 @ 21% | May 12, 2007 | Withdrawn |
| 143651 | Trying to put Cashcall in the rear view mirror | D | $6,001 @ 22% | May 28, 2007 | Loan created |
| 246677 | Looking for serenity | HR | $10,000 @ 21% | Dec 07, 2007 | Withdrawn |
| 247402 | Paying off credit cards and payday loans | HR | $7,300 @ 21% | Dec 09, 2007 | Withdrawn |
| 249082 | We saved our home -credit cards maxed out | HR | $6,001 @ 21% | Dec 11, 2007 | Withdrawn |
| 266969 | Getting back on track | HR | $16,000 @ 21% | Jan 17, 2008 | Expired |
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