p2p lending at lending club
Paying the piper
Homeownership Verified

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Listing Information
Amount: $1,500.00 Status: Withdrawn
Grade: C DTI: 30%
Lender Rate: 19% Borrower: clyde48
Time Left: Finished State: IN
Funded: 10% Group: BORROWERS - Free instant Listings - LARGEST GROUP

Hello All:   I am requesting this loan to complete a dual bathroom project. .  I am unsure what the delinquent report refers to. I have been able to refinance my mortgage from an adjustable to a fixed rate. Hence the high number of inquiries.  I appreciate any and  all lenders who take time to read my story.  My income is about 3600.00/mth. Our budget is as follows- Housing is 1200.00, Utilities are 250.00.  Phone, Internet, dish payments total 225.00. Other obligations-1500.00.  My wife has recently returned to work and brings home 1700.00/mth above the income previously stated.. The late payments on the loan on the report you see are a mistake on my part. I was not as persistent as I should have been regarding this issue. I am lowering the amount requested due to being hopeful I will not be continually penalized for prior errors.  We are constantly striving to correct this flaw. The importance of this opportunity is always a reminder as well as an asset. The need to fulfill it is a constant incentive to succeed.  We are overly capable of taking care of this payment as our budget reflects.
Borrower's Other Listings
111977 Going for a higher credit score C $7,500 @ 17% Mar 16, 2007 Loan created
231956 Tying up loose ends C $2,000 @ 18% Nov 18, 2007 Withdrawn
234650 Completing the Remodel C $2,000 @ 18% Nov 19, 2007 Withdrawn
235846 Reaching the home stretch C $2,000 @ 19% Nov 22, 2007 Withdrawn
236091 Reaching the home stretch C $1,500 @ 19% Nov 23, 2007 Withdrawn
237061 Ditching the do-it yourself C $2,000 @ 19% Nov 25, 2007 Expired
241309 Ditching the do-it yourself C $2,000 @ 19% Nov 30, 2007 Withdrawn
241316 Relisted/Ditching the do-it yourself C $2,000 @ 19% Nov 30, 2007 Withdrawn
241540 Ditching the do-it yourself/ Relist C $2,000 @ 19% Nov 30, 2007 Withdrawn
252614 Year End Yen C $1,000 @ 18% Dec 18, 2007 Loan created

 

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