p2p lending at lending club
Be My Christmas Credit Card!

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Listing Information
Amount: $1,000.00 Status: Loan created
Grade: C DTI: 17%
Lender Rate: 12% Borrower: WoWPets
Time Left: Finished State: OR
Funded: 100% Group: Lend2's Group
Loan Information
Loan Status: Paid Origination Date: 2007-12-18 EricsCC ROI: 11%
Status History
Dec 15, 2007 Current
Jun 28, 2008 Payoff in progress
Jul 09, 2008 Paid
On my way to work this morning I got to thinking about my Christmas shopping and how much I will be spending. A majority of it will be put BACK on a credit card, and that thought botheres me now that I took out a Prosper Loan months ago to wipe them clean. Then it hit me. Why not take the second loan that Prosper offers?

And so, with that, here's a little bit about myself from my first listing last spring:

"I am 35 years old, and have a degree from Oregon State University.

3.3 Years ago, I left my job and opened my own business, a 3,500 sq ft retail tropical fish store called ?The World of Wet Pets?. In that time, I have earned enough money to pay my bills, but not get caught up on them. The business needs the money more then I do so far, but that looks poised to change this year.

14 Months ago, I had the opportunity to make some changes in my life and cut my personal debt load in half. Since then I have been increasingly interested in eliminating my last big debt, a high interest credit card that I have been chipping away at. Having heard of Prosper on NPR recently, I started looking into the possibilities. Now not only do I want to borrow money to improve my financial position, I hope to begin investing as money allows. (Note: Done and Done. 9 Months of prompt Payment in the books!)"

Thanks for taking the time to look and Happy Holidays to all!
Borrower's Other Listings
100611 Kicking the Dreaded Credit Card C $8,000 @ 15% Feb 16, 2007 Withdrawn
101580 Kicking the Dreaded Credit Card C $8,000 @ 14% Feb 19, 2007 Loan created
403427 Purchased a house, ready to improve it! C $9,500 @ 35% Sep 24, 2008 Withdrawn
406894 Home Improvement without a Bank Loan! C $7,500 @ 35% Oct 01, 2008 Expired
410497 Re-Listing for Home Improvement/Paying Dentist C $6,500 @ 18% Oct 09, 2008 Cancelled

 

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