Consolidate credit cards and plan for a wedding
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Withdrawn |
| Grade: | C | DTI: | 30% |
| Lender Rate: | 13% | Borrower: | naya50 |
| Finished | State: | WA | |
| Funded: | 0% | Group: | (No Group) |
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Purpose of loan: This loan will be used to consolidate credit card debit and lower interest rates. I am presently in high credit card debit because I used them to supplement my living expenses in graduate school. I had student loans and scholarships etc, but I was only able to work part-time and I needed extra funds to cover living cost. And althought I have been working for close to 2years now, I have not been able to put a serious dent in my credit card debit. The companies have not been very merciful either. I have been denied further credit 2nd to my high used/available credit ratio and my interest rates have increase tremendously. I would like to use this loan to consolidate my debit and get a better fixed APR, and set payment plan so that I can get out of it. Also I am getting married next year and since I have no access to new credit at this time I am managing on a direct cash payment system, which is not much. This loan will allow me to open up my credit line for things like deposits on reception hall etc, so that we can secure our dates. I would truly appreciate your help in improving my financial situation. Thank you My financial situation: I am a good candidate for this loan because I have a good history of paying back my loans/ credit etc. As my credit history shows I am never delinquent . I have a very good job in healthcare with a good forecast of job security. Based on my present income, I am financial able to pay this loan back with out difficulty. As a matter of fact, having this loan will increase my cash flow because it will reduce how much I pay in credit card payments per month. Thank you Monthly net income: $ 4419.72 Monthly expenses: $ 3675 Housing: $ 475 Insurance: $ 200 Car expenses: $ 150 Utilities: $ 100 Phone, cable, internet: $ 150 Food, entertainment: $ 300 Clothing, household expenses $ 200 Credit cards and other loans: $ 1800 Other expenses: $ 300 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 225259 | Planning a wedding and paying down Student debit | C | $25,000 @ 8% | Nov 03, 2007 | Withdrawn |
| 225275 | Planning a wedding and paying down Student debit | C | $15,000 @ 8% | Nov 03, 2007 | Withdrawn |
| 225279 | Planning a wedding and paying down Student debit | C | $15,000 @ 8% | Nov 03, 2007 | Withdrawn |
| 225284 | Planning a wedding and paying down Student debit | C | $15,000 @ 8% | Nov 03, 2007 | Expired |
| 231240 | Planning a wedding and paying down credit card debit | C | $3,000 @ 8% | Nov 13, 2007 | Expired |
| 249987 | Consolidate credit cards and plan for a wedding | C | $5,000 @ 14% | Dec 12, 2007 | Loan created |
| 404815 | Consolidate credit cards | B | $15,000 @ 14% | Sep 26, 2008 | Expired |
| 408193 | Consolidate credit cards | B | $15,000 @ 15% | Oct 04, 2008 | Expired |
| 411868 | Staying ahead of the credit crunch | B | $15,000 @ 19% | Oct 11, 2008 | Cancelled |
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