p2p lending at lending club
Paying Off 2nd Mortgage
Homeownership Verified

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Listing Information
Amount: $25,000.00 Status: Loan created
Grade: AA DTI: 15%
Lender Rate: 12% Borrower: tyymillion
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-12-17 EricsCC ROI: 10%
Status History
Dec 14, 2007 Current
Purpose of loan: I will be using the loan to pay off a 2nd mortgage in order to refinance my 1st mortgage to a lower interest rate.

My financial situation: My credit is excellent and I have always paid my bills on time.. When I was 20 years old I ruined my credit because I was immature and thought I knew it all.  I knew nothing  at the time. It has taken me a long time to build up my credit score and I intend to keep it that way..I have learned from my past mistakes.When you make a mistake you can start over and that is what I did.

Monthly net income: $ 11,000

Monthly expenses: $
  Housing: $ 3000
  Insurance: $ 100
  Car expenses: $ 125
  Utilities: $ 75
  Phone, cable, internet: $ 125
  Food, entertainment: $ 350
  Clothing, household expenses $ 150
  Credit cards and other loans: $ 500
  Other expenses: $ 100
Borrower's Other Listings
239137 Paying Off 2nd Mortgage AA $25,000 @ 16% Nov 28, 2007 Withdrawn
239214 Paying Off 2nd Mortgage AA $25,000 @ 13% Nov 28, 2007 Withdrawn

 

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