Crunching the debt to help myself and family
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Expired |
| Grade: | E | DTI: | 52% |
| Lender Rate: | 16% | Borrower: | Nsundstrom |
| Finished | State: | FL | |
| Funded: | 0% | Group: | 435 Supporting Lenders - Get FUNDED @ LOWER % than ANY group |
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Purpose of loan: This loan will be used to? consolidate the debt that incurred while being out of work to care for my grandfather before he passed away in 2006, the debt that jumped on board when my fiance and I had split up and I got left with all the bills, and the debt I have currently added to make sure my little sister had everything she needed for school and food in the fridge and utilities paid while my mother is ill. My financial situation: I am a good candidate for this loan because? I already have a very small loan I am working on getting paid off on prosper. I have never had a late payment, I Just have a lot of open credit. I have taken responsibility on my own and even got a car this year which was great because my old car was a death trap waiting to happen. My grandmother is 71 and is only working three days a week so I am financially helping my mother and sister however I can. My mother is ill and is just now recovering from being almost bed ridden for three months to compose herself to go look for a new job. My sister is my life, my little baby girl and if anything were to happen to my mother I would have custody of her. For this reason and a few others my boyfriend and I along with his daughter are looking to move into a house after tax season once we have both taken care of some debts from emergencies. I am a highly responsible young lady and I did not even post my full income on this site as I do make extensive bonus from being a store manager. Life happens...what can I say..I am just trying to get through it without having to pay such a high interest rate and close down some cards that are no longer needed since I am working full time unlike I was before when I had to help care for my grandfather. My grandmother has to take care of herself but she pushes herself so hard to take care of my Aunt and Uncle who need assistance since my Uncle is disabled now and my mother's bills...she should be able to retire soon! I can't change the past but only the future. I could go to a bank to get a loan and consolidate but I have come to this site because I have seen the things that happen and have such a strong faith in this site that even with my "E" rating you can see I am just trying to make things better. My mother has covered my butt for 24 years and now it's time for me to take care of my family! The drop is my credit grade was due to having two new cards opened to cancel out cards that had the ex's name on them so that he could not ruin my credit and spend the balances. I paid those off but still had to split the balance, one of those cards is still on no interest and both are almost paid off in full. I will answer any questions, It took me three weeks to get the nerve to open this loan and ask for help again. My interest rates right now are running near 24% , Florida has a cap law on proper for 15.55, anything would be better! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 22113 | Trying to save credit to buy house | D | $2,300 @ 15% | Jun 28, 2006 | Withdrawn |
| 22518 | Fallen on hard times, Need to get rid of a bad CC!! | D | $2,300 @ 14% | Jul 01, 2006 | Expired |
| 23633 | Asking one more time for help on closing a CC account!! | D | $1,700 @ 14% | Jul 08, 2006 | Loan created |
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