Please help me Kill my High Interest Payday Loan! Great Opp
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Loan created |
| Grade: | E | DTI: | 49% |
| Lender Rate: | 33% | Borrower: | Jtedgar |
| Finished | State: | UT | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-12-18 | EricsCC ROI: | 32% |
| Status History | |
|---|---|
| Dec 19, 2007 | Current |
| Aug 06, 2008 | Payoff in progress |
| Aug 09, 2008 | Paid |
|
Purpose of loan: I am a MBA student who has experienced some financial ?bumps? over the past few months, which required me to take out a very high interest loan to cover my educational expenses. My Cashcall loan is $2,800 and I'm currently making $216 a month payment at an interest rate of 99%+. I would like to request your help to fund my 2nd Prosper loan which will help me save money and in return help you make money. Please note that I am a person that is passionate towards meeting and exceeding my educational, professional, and financial goals. Professionally, I work as a grocery procurement manager for a national grocer, and I have been employed by the same company for almost 6 and 1/2 years - and I have learned that in order to be succeessful you must be determined in all that you do. I currently have a private student loan that will not fund until late January or mid Febuary, and I plan to use my excess funds from my student loan along with my income taxes to pay off my proposed Prosper Loan # 2 (expect time of pay off is between March and April 2008). Please note I currently have a Prosper Loan # 1 that is active and in good standing for the past year, whereas if you look at my history, you'll see that I have never missed a payment. In fact, my payments are auto-paid from by bank account which is a major convenience, and I plan to do the same with Loan # 2. My financial situation: Below is my current financial situation. Monthly net income: $ 2,471 Monthly expenses: $ 1,952 Housing: $ 305 Insurance: $ 98 Car expenses: $ 500 Utilities: $ 45 Phone, cable, internet: $ 97 Food, entertainment: $ 170 Clothing, household expenses $ 50 Prosper Loan # 1: $ 398 Credit cards and other loans: $ 289 (If this loan funds within 10 days) Remaining Balance: $ 519 - To pay off 2nd Prosper Loan. This is a great opportunity, and I hope to gain your blessing and support. Let me know you have any questions. Thank you, |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 56546 | Loan Consolidation | E | $8,500 @ 22% | Nov 02, 2006 | Withdrawn |
| 57094 | Kill the Bill - Debt Consolidation | E | $9,500 @ 29% | Nov 04, 2006 | Loan created |
| 238822 | Great Investment - Cosolidating Proper Loan # 1 | E | $17,500 @ 35% | Nov 27, 2007 | Withdrawn |
| 238859 | Great Investment Going Fast - Consolidating Prosper Loan # 1 | E | $17,500 @ 35% | Nov 28, 2007 | Withdrawn |
| 239699 | Kill the Bill 2 - Debt Consolidation | E | $10,500 @ 30% | Nov 28, 2007 | Withdrawn |
| 240657 | Preferred Prosper Member & No DQs - 2nd Loan Needed! | E | $10,500 @ 33% | Nov 29, 2007 | Withdrawn |
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