p2p lending at lending club
get rid of high interest credit card
Homeownership Verified

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Listing Information
Amount: $7,500.00 Status: Loan created
Grade: B DTI: 18%
Lender Rate: 20% Borrower: hello2008
Time Left: Finished State: MO
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-12-19 EricsCC ROI: 17%
Status History
Dec 19, 2007 Current
Purpose of loan:
(my wife has a bank of america card at a whopping 33% int.)

My financial situation:
(always pay on everything, very responsible family man with two kids,this card was used over the course of many years always paying the minimum, i didn't realize it had gotten this out of hand. it's not bad to make the payment I just get disgusted knowing the interest rate their getting away with.

Monthly net income: $ me=2500-3000 net/ wife 2000-2600 net =$5000 roughly net

Monthly expenses: $
  Housing: $ 2000
  Insurance: $ 110
  Car expenses: $ 95 / both paid for
  Utilities: $ 100
  Phone, cable, internet: $ 85
  Food, entertainment: $ 500 / diapers /lol no time for entertainment
  Clothing, household expenses $ 250
  Credit cards and other loans: $ 400 / 2 student loans
  Other expenses: $ 300 gas/misc.
Borrower's Other Listings
238792 so long to my wife's bank of america card B $7,500 @ 14% Nov 27, 2007 Withdrawn
239588 get rid of high interest credit card B $7,500 @ 15% Nov 28, 2007 Withdrawn
241457 get rid of high interest credit card B $7,500 @ 17% Nov 30, 2007 Withdrawn
242104 get rid of high interest credit card B $7,500 @ 17% Dec 02, 2007 Withdrawn

 

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