p2p lending at lending club
Consolidating Bills

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Listing Information
Amount: $3,001.00 Status: Loan created
Grade: HR DTI: 5%
Lender Rate: 26% Borrower: punkinr
Time Left: Finished State: GA
Funded: 100% Group: MustardTree
Loan Information
Loan Status: Default Origination Date: 2006-08-02 EricsCC ROI: -85%
Status History
Jul 31, 2006 Current
Dec 19, 2006 Late
Dec 31, 2006 Current
Jan 26, 2007 1 month late
Feb 03, 2007 2 months late
Mar 03, 2007 3+ months late
Jun 01, 2007 Default
Thanks for taking the time to review my loan.

My name is Michelle and I live Atlanta,  Ga with my husband of 3 years and our 2 year old son.   I have lived in Ga  most of my life.  I have worked at an insurance company for 13 years now.  I am a Premium Accounting Manager.  My husband was out of work last year for 6 months.  So it was only my income.  Which made it hard to get things paid on time and then I found out my ex -husband wasn't paying the bills he was order to do in our divorce in 2000.  so that added to my credit report showinf past dues.

My husband now has a job and has been with them since November an we are now working hard to get things paid off.  our combined income is $4000.00 per month.  By consolidating our payments we will save $483.00 per month.
1)  Capital one   $550.00
2)  Cross country   $500.00
3)  HSB   $  450.00
4)   HSb   $ 300.00
5)  Sears   $600.00
6)  Secuity Finance   $ 250.00
7)  Wilkes Finanace  $  325
     Total    $2975.00

I have my check direct deposit into my account so the money will always be their on the draft day.  
We are working hard to repair our credit so we can be able to buy a house sometime in the furture.
Thanks for your time and God Bless and God bless to the ones who bid on my last listing.
Thanks,
Michelle
Borrower's Other Listings
2418 buy a house closing cost and earnest money HR $4,000 @ 8% Mar 19, 2006 Withdrawn
3285 HELP TO BUY A HOUSE THAT MY HUSBAND HAS NEVER DONE IN HIS LI HR $5,500 @ 18% Mar 24, 2006 Withdrawn
4049 Please help Us make a home for our son!!! HR $5,500 @ 23% Mar 28, 2006 Withdrawn
5440 HELP!!! HR $4,200 @ 21% Apr 08, 2006 Withdrawn
5670 help with down payment!!! HR $3,500 @ 21% Apr 10, 2006 Withdrawn
6019 help me please HR $3,050 @ 21% Apr 13, 2006 Expired
6586 help!!! HR $3,025 @ 21% Apr 19, 2006 Withdrawn
8482 help with home business HR $3,001 @ 21% Apr 26, 2006 Expired
14769 Help to pay off credit cards to improve my score. HR $3,100 @ 24% May 21, 2006 Expired
19015 help with credit an home business HR $3,025 @ 24% Jun 11, 2006 Expired
20358 help to improve credit HR $3,025 @ 24% Jun 18, 2006 Withdrawn
21363 Consolidating 4 Credit Cards HR $3,050 @ 24% Jun 23, 2006 Withdrawn
22668 Consolidating Credit Cards HR $3,100 @ 23% Jul 03, 2006 Expired

 

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