PROVEN BORROWER - 2ND LOAN TO PAY OFF ALL CREDIT CARDS
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,500.00 | Status: | Withdrawn |
| Grade: | E | DTI: | 19% |
| Lender Rate: | 29% | Borrower: | genna11 |
| Finished | State: | AL | |
| Funded: | 2% | Group: | Large Money Loans for AA,A,B,C & D Credits |
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ABOUT ME: I AM A 48 YEAR OLD WOMAN AND I LIVE IN SOUTH ALABAMA. I HAVE LIVED AND WORKED HERE ALL MY LIFE. I HAVE NO CHILDREN, BUT I HAVE NIECES, NEPHEWS AND GOD CHILDREN THAT I LOVE DEARLY. I WORK AT METALS, INC . I HAVE WORKED THERE FOR 2 YEARS AND 2 MONTHS. I WAS RECRUITED TO WORK THERE FROM A PLACE THAT I WORKED AT FOR 14 YEARS. I AM STABLE AND RESPONSIBLE. I AM A GOOD EMPLOYEE AND GOOD AT MY JOB. I WOULD LIKE TO GET THIS LOAN TO CONSOLIDATE ALL MY CREDIT CARDS. THEY ARE VERY HIGH INTEREST AND THEY CHARGE YEARLY FEES. I GOT THESE CARDS TO HELP ME RE-ESTABLISH CREDIT, BUT THEY HAVE HURT ME MORE THAN HELPED. I WOULD LIKE TO PAY THEM OFF AND GET RID OF ALL BUT ONE OF THEM. I GOT BEHIND WHEN MY DAD AND MY BROTHER BOTH HAD OPEN HEART SURGERY WITHIN ONE MONTH OF EACH OTHER. THEY ARE FINE, BUT I MISSED TIME FROM WORK AND WAGES. THIS CAUSED ME TO GET BEHIND AND I AM WORKING DILIGENTLY TO CATCH UP. FEES FROM THE CREDIT CARD COMPANIES HAVE MADE IT VERY HARD AND THEY WILL NOT WORK WITH ME. MY CREDIT SCORE IS NOT A GOOD REPRESENTATION OF ME. I WAS A VICTIM OF IDENTITY THEFT MANY YEARS AGO AND I AM STILL SUFFERING FROM IT. THIS LOAN WILL BE NO TROUBLE FOR ME. INCOME: BASE SALARY IS $62,000 YEAR WITH EXTRA 2,500-$5,000 A YEAR IN COMMISSION AND BONUSES. TAKE HOME PAY IS BETWEEN $3,000 - $3,400 EVERY MONTH DEBTS: PROSPER LOAN: 168.00 MONTH CAR NOTE: $365.00 MONTH CAR INS: $130.00 MONTH FUEL: $100.00 MONTH CREDIT UNION: $55.00 MONTH CELL PHONE: $140.00 MONTH 8 CREDIT CARDS WITH TOTAL MINIMUM PAYMENTS EQUALING $170.00 MONTH. TOTAL BALANCE ON THE CREDIT CARDS IS $4000.00. LISTED BELOW: HSBC CARD SERVICES: BAL. $739.00 @ MINIMUM PAYMENT IS $21.00 HOOTERS BAL. $999.00 @ MINIMUM PAYMENT IS $30.00 WALMART BAL $475.00 @ MIN PAYMENT IS $15.00 TARGET BAL $140.00@ MIN PAYMENT IS $20.00 CAPITAL ONE BAL $296.00 @ MIN PAYMENT IS $15.00 FIRST PREMIER BAL $281.00 @ MIN PAYMENT IS $20.00 CREDIT ONE BAL $300.00 @ MIN PAYMENT IS $30.00 ASPIRE BAL $750.00 @ MIN PAYMENT IS $20.00 FOOD AND RENT ARE $300.00 I LIVE WITH MY PARENTS AND I HELP THEM WITH UTILITES AND BILLS. WHAT I WOULD DO WITH THIS LOAN: I WOULD PAY OFF ALL MY CREDIT CARDS OFF. THIS SHOULD BRING EVERYTHING TO DATE WITH NO DELINGUENCIES. THIS WOULD DEFINATELY HELP MY CREDIT SCORE. THANKS FOR YOUR CONSIDERATION GENNA11 < |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 83739 | A FRESH START AND A APARTMENT OF MY OWN | E | $5,000 @ 24% | Jan 10, 2007 | Expired |
| 84906 | DROWNING IN PAY DAY LOANS | E | $4,000 @ 27% | Jan 14, 2007 | Loan created |
| 233056 | PROVEN BORROWER - 2ND LOAN | E | $7,000 @ 29% | Nov 16, 2007 | Expired |
| 237952 | PROVEN BORROWER - 2ND LOAN TO CONSOLIDATE AND GET AHEAD | E | $7,000 @ 33% | Nov 26, 2007 | Withdrawn |
| 250376 | IDENTITY THEFT RUINED MY CREDIT; HELP ME RESTORE IT | E | $2,500 @ 35% | Dec 16, 2007 | Expired |
| 256175 | IDENTITY THEFT RUINED MY CREDIT; HELP ME RESTORE IT | E | $2,500 @ 35% | Dec 29, 2007 | Expired |
| 275359 | IDENTITY THEFT RUINED MY CREDIT; HELP ME RESTORE IT | E | $3,000 @ 28% | Feb 03, 2008 | Loan created |
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