p2p lending at lending club
paying off checks to fix airconditioner

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Listing Information
Amount: $1,200.00 Status: Loan created
Grade: D DTI: 35%
Lender Rate: 22% Borrower: gilbert10021
Time Left: Finished State: MS
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-08-15 EricsCC ROI: 20%
Status History
Aug 15, 2008 Current
Purpose of loan:
(explain what you will be using this loan for) i want to pay off checks i had to write at loan companies to get my air conditioner fixed. these companies are killing me with interest. that is why i am going to offer the highest interest rate available at 35%. i will have this paid back before the 3 year term.

My financial situation: very good. i am not late on a single credit card on my experian credit report. 2 jobs going on for 9 years now at the same places. both at reatail stores. 14 years at one, 9 years at the other.
(explain why you are a good candidate for paying back this loan)

Monthly net income: $ 1,700

Monthly expenses: $
  Housing: $ 250.00
  Insurance: $ 31.00
  Car expenses: $ 60.00
  Utilities: $ 80.00
  Phone, cable, internet: $ 100.00
  Food, entertainment: $ 100.00
  Clothing, household expenses $ 20.00
  Credit cards and other loans: $ 500.00
  Other expenses: $ 50.00
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