Paying high interest credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,500.00 | Status: | Loan created |
| Grade: | D | DTI: | 44% |
| Lender Rate: | 22% | Borrower: | Mijunkin |
| Finished | State: | MO | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-12-14 | EricsCC ROI: | 18% |
| Status History | |
|---|---|
| Dec 13, 2007 | Current |
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Purpose of loan: While living the student life I accumulated a lot of debt from going to school full time, and having an awful minimum wage job that couldn't quite pay for much. Hence, tuition, books, and all my living expenses got charged. When I didn't have enough money to pay the cards, I simply didn't, which is why my credit score is so low. I haven't missed a payment in nearly two years, but those past screw-ups still haunt my score. My financial situation: I now have a good job at the corporate HQ of a company that does property management business in 14 states. I'm set for a promotion soon, and will be able to pay back this loan as scheduled. Don't let my low credit score discourage you, I'm steadily employed and reliable. Monthly net income: roughly $2000 Monthly expenses: $ 1642 Housing: $ 467 Insurance: $ 0 Car expenses: $ 15 gas (mopeds are cheap) Utilities: $ 100 Phone, cable, internet: $ 60 Food, entertainment: $ Varies, but not much Clothing, household expenses $ $200 (food, etc) Credit cards and other loans: $ 800 Other expenses: $ Photo Explaination: It was halloween, but that is the moped I ride daily. |
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