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Trying to Build Myself and My Family Back Up

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Listing Information
Amount: $5,000.00 Status: Withdrawn
Grade: HR DTI: 19%
Lender Rate: 29% Borrower: dancingbear64
Time Left: Finished State: IL
Funded: 0% Group: BuildingTree
I am the proud father of the five children in the picture above. In 2003, I was laid off from my position as an insurance claims manager. After a year and a half of unemployment and living only on my wife's salary, I secured a position with the city government here in Chicago as an executive assistant for the chief attorney in my department. During my period of unemployment, I got behind on my bills, especially on some medical bills for me, my wife, and one of my children. I have been working on catching all my bills back up, especially the deliquencies. I want to use part of the loan to clean up my credit. I also want to build a small cushion so that I will have it for emergencies. A small portion of the loan would go to making a small Christmas for my kids. I purchased a vehicle for my wife to drive to work with in February of this year, and this payment is current. My position with the city is very stable, as are my current expenses. I know that my credit looks horrible, but I do hope that you will have faith in me and give me the chance that I need to make things better with my credit and my life.

I know that this payment is one that I can afford on my current salary.

I welcome any questions that you might have and will answer them promptly. I thank you in advance for your support and thoughts regarding my loan.

Monthly net income: $ 2702.00

Monthly expenses: $ 2308.00
  Housing: $ 1235.00
  Insurance: $ 104.00
  Car expenses: $ 372.00
  Utilities: $ 150.00
  Phone, cable, internet: $ 79.00
  Food, entertainment: $ 120.00
  Clothing, household expenses $ 50.00
  Credit cards and other loans: $ 48.00
  Other expenses: $ 150.00
Borrower's Other Listings
232460 ANOTHER ROUGH PATCH TO NAVIGATE HR $7,000 @ 16% Nov 15, 2007 Expired
237865 Trying to Build Myself and My Family Back Up HR $7,000 @ 29% Nov 26, 2007 Withdrawn
248170 Trying to Build Myself and My Family Back Up HR $3,000 @ 35% Dec 10, 2007 Withdrawn
250113 Building Myself and My Family Back Up HR $2,500 @ 32% Dec 13, 2007 Expired
253851 Building Myself and My Family Back Up HR $2,000 @ 33% Dec 20, 2007 Expired
256613 Building Myself and My Family Back Up HR $3,000 @ 32% Dec 27, 2007 Loan created

 

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