Eric's Credit Community

Hello, Thank you for looking at my page. My name is Casey and and this will be my second Prosper loan and can't wait to use the benefits that Prosper gives us.  I have one more payment of about 60 bucks due this month and I will then close out my first Prosper loan. I am a Special Inspector and have been for almost 3 years now. I love my job and plan on doing it for the rest of my working life.  My Fiance helps people with health insurance and saves them a lot of money.

The reason for this loan is to pay off my Fiance's high interest car loan that I had to cosign for and also get it paid off in 3 years instead of 5.  A little about us first though;

My credit score is not very good because when I was in my early 20's I ran up my credit cards and I've been slowly paying them off ever since. If you look at my credit report I don't have any late payments or missed payments. The only reason why my score is high is because of what I owe. I'm trying extremely hard to get my credit score raised and my debt gone. I'm hopeing some of you will believe in me here and give me the opportunity to prove my reliability and trust like you have once already. Getting my bills paid on time no matter what is extremely important to me as my credit will show. 

My Fiancee is self employed and brings home approximatly $25,000 to 35,000 a year and this year I am on track to make $72,000. We bought our first home almost 7 months ago and are loving it.  Our house payment is $1655 a month.

  I bring home anywhere from $3000 to $4500 a month (after taxes) and my Fiancee brings home anywhere from $2000 to $2500 a month.  Thank you for taking the time to read my info and I hope you will trust me because I will make 100% sure that you get your money every month, no doubt about it.

Her car payment is 200 dollars a month plus we have to have a low deductable required by the loan which in turn makes her insurance outrages!  With the prosper loan we will have lower interest, get the car paid off in 3 years instead of 5 while paying about the same amount of money every month but we will be able to change the car insurance which will save us over 100 dollars a month.  It's a win win for us, pay the same every month but have it paid off in 3 years instead of 5 and save money on insurance.  You can't go wrong there so this is where I need your help with your loan.

I paid my last loan of 6000 dollars off on time and never missed or was late with a payment and you can bet that this loan will be the same way.  Not only will you be helping us out with a loan you will also be allowing us to put an extra 100 dollars a month away towards our wedding in May of 08 that we are paying for.

Thank you and fell free to ask any questions,

 Casey and Melissa