p2p lending at lending club
Consolidate some Current Debts into One Payment
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Listing Information
Amount: $13,000.00 Status: Loan created
Grade: AA DTI: 32%
Lender Rate: 11% Borrower: stoehr43
Time Left: Finished State: NM
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-12-14 EricsCC ROI: 9%
Status History
Dec 14, 2007 Current
Purpose of loan:
I only received one bid from a previous listing so I am redoing my request and listing it at a higher interest rate.

I would like to consolidate some current loans and only have one payment to make.  

Current Loans/Credit Card Expenses:   

   Travel Trailer Loan - Owe $9,093.00    Monthly payment is 291.29  
   Alliant Credit Card - Owe $1,922.39.     Minimum payment is $62.00, payment I make is $100.00  
   HSBC Credit Card - Owe $ 389.00    Minimum payment is $15.00, payment I make is $100.00   
   Capital One Credit Card - Owe $1,808.00.     Minimum payment is $60.00, payment I make is $100.00

My financial situation:

I have excellent credit (AA).    I am very responsible and always pay my bills on time and pay more than the minimum limit.    I have been at my job 24 & 1/2 years.     

Monthly net income: $ 3,300.00 + $300/mo for child support

Monthly expenses: $
  Housing: $ 991.00
  Insurance: $ 141.00
  Car expenses: $ 320 (gas)
  Utilities: $ 100.00
  Phone, cable, internet: $ 80.00
  Food, entertainment: $ 200.00
  Clothing, household expenses $
  Credit cards and other loans: $ 591.29
  Other expenses: $

Note:   Public record listing from 9 years ago is that I filed bankruptcy when I got divorced in 1998.     I have since then built my credit back up to an excellent rating.

I would just like to say thank you for your consideration of a loan.
Borrower's Other Listings
239037 Refinancing 401(k) Loan AA $5,000 @ 8% Nov 28, 2007 Withdrawn
240106 Consolidate some Current Debts into One Payment AA $13,000 @ 10% Nov 29, 2007 Withdrawn

 

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