p2p lending at lending club
Pay off credit card!

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Listing Information
Amount: $21,000.00 Status: Loan created
Grade: B DTI: 16%
Lender Rate: 18% Borrower: kowaya
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-12-07 EricsCC ROI: 15%
Status History
Dec 07, 2007 Current
Purpose of loan:
I need to pay off my credit card debt that has a high interest!

My financial situation:
I have been paying this credit card on time each month for the last 8 years.  Unfotunately, in 2004 I couldn't find a job out of college and fell behind in payments.  This caused my interest rate to skyrocket.  I quickly made up the payments within 2 months of landing a job and have been paying down my balance.

I have been at my job for 3 + years.  I make $ 72,000 a year and have no mortgage or car payments.  I am in the financial industry and I am very responsible with my money.


Monthly net income: $ 3,600

Monthly expenses: $
  Housing: $ 500
  Insurance: $ 80
  Car expenses: $
  Utilities: $ 20
  Phone, cable, internet: $ 30
  Food, entertainment: $ 500
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 300
  Other expenses: $
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