Fund Professional TV Broadcast Audio Gear "A" Credit No DQ's
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 1,001% |
| Lender Rate: | 16% | Borrower: | DFWAudio |
| Finished | State: | TX | |
| Funded: | 100% | Group: | Future Innovations |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-12-14 | EricsCC ROI: | 16% |
| Status History | |
|---|---|
| Dec 14, 2007 | Current |
| Apr 08, 2008 | Payoff in progress |
| Apr 11, 2008 | Paid |
|
Hi! Thanks for reviewing my request for a loan. I work as a freelance audio mixer/boom operator in the Dallas/Fort Worth area. My Bachelor of Arts degree in Communication is in Telecommunication and Film with a minor in Marketing. Both my wife and I are graduates from the University of Alabama located in Tuscaloosa and moved from Alabama here to Texas about 4 months ago. The move was primarily for her job as an auditor for a "Big 4" accounting firm, but moving to Dallas has worked out great for me as well since there is an enormous market for my services within the film & television industry. We are HUGE fans of the Alabama Crimson Tide college football team and have been on the waiting for season tickets the past two years! Whenever able, we travel back to Alabama for games. If I am fortunate to be funded through Prosper, the money will be used to purchase a professional-grade audio kit (microphones, mixer, batteries, etc.) for use in the production of television shows, TV news magazines, documentaries, and commercials. This will provide a dramatic increase in my income, because not only will I be paid for my professional services, but the daily rate will also include the rental of my audio equipment. I welcome you to check out my work profile at Greater Dallas/Fort Worth Film Commission and also my website at Freelance Audio. Audio Equipment to Purchase: Sound Devices 442 Mixer: $2,495 5 Lectrosonics Wireless Transmitters and Receivers: $6,500 5 Sanken COS-11 microphones: $1,500 IDX Power Supply Kit: $ 930 Zaxcom Stereoline System: $3,100 Sennheizer 416 T Shotgun Mic: $ 450 Cases and bags: $ 250 Total Prosper Loan Requested: $15,000 Monthly Net Income: I earn on a low average $3,000 a month and my wife makes $4,100/mo. net for a combined total of over $6,000. Once funded my day rate will rise from $350/day to $600 with the inclusion of my new audio equipment. DTI Explained: Because of the difficulty self-employed persons have verifying income to Prosper?s Verification Department, I am listing my income as $1 so as to complete this loan once fully funded. I have calculated that my actual DTI is about 45.6%. The revolving credit balance shown in my Credit Profile is my student loan at an extremely low fixed rate. Monthly Expenses BEFORE Prosper Loan: $2,900 Housing: $1,500 Insurance: $ 215 Car Expenses: $ 100 Utilities: $ 200 Phone, cable, internet: $ 175 Food, entertainment: $ 400 Clothing, household expenses: $ 100 Credit cards and other loans: $ 150 Other expenses (occasional trip to Alabama football game? Roll Tide!): $100 per game or about $30/month if spanned out over 12 months As you can see, I will have over $4,000 left with which to pay my Prosper loan. I have excellent ?A? credit and have always diligently paid all my financial obligations without ever incurring any interest. My finances are very good and will rapidly improve with the funding of this loan. Prosper lenders can personally be reassured that I deeply appreciate their support and would never make any late payments or default on the loan. Each month the payments will be automatically deducted from my bank account. Thank you in advance for the kindness and support you have shown me with your bid! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 227356 | Buying Pro TV & Film Broadcast Audio Gear | A | $15,150 @ 13% | Nov 06, 2007 | Withdrawn |
| 228008 | Buying Pro TV & Film Broadcast Audio Gear AUTO! | A | $15,150 @ 13% | Nov 07, 2007 | Withdrawn |
| 228478 | Buying Pro TV & Film Broadcast Audio Gear AUTO! | A | $15,150 @ 15% | Nov 08, 2007 | Withdrawn |
| 233715 | Buying Pro TV & Film Broadcast Audio Gear - DTI Explained | A | $12,000 @ 15% | Nov 18, 2007 | Withdrawn |
| 235548 | Buying Pro TV & Film Broadcast Audio Gear - DTI Explained | A | $12,000 @ 17% | Nov 21, 2007 | Expired |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|