Physician, prosper lender, no DQ's!
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,700.00 | Status: | Loan created |
| Grade: | B | DTI: | 11% |
| Lender Rate: | 11% | Borrower: | kushbomb |
| Finished | State: | NY | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-12-11 | EricsCC ROI: | 10% |
| Status History | |
|---|---|
| Dec 10, 2007 | Current |
| Aug 21, 2008 | Payoff in progress |
| Aug 28, 2008 | Paid |
|
Purpose of loan:(explain what you will be using this loan for) credit card elimination My financial situation between my residency graduation and my new job as a physician (OBGYN) in NY, i had to live on my credit cards to both survive and paint/fix up my apartment.My salary is 170k, plus profit sharing bonus in aug '08 ( on track for 40-45k) I also have 40k in equities/savings/ IRA Monthly net income: $ 7900 Monthly expenses: $ Mortgage 2700 Car 396 Common charges 475 Electric 100 Car ins: 90 Phone/cable 110 med school loan 600$ starting in Feb 08 entertainment/clothes/gas: ~1000$ all the rest goes to pay my debts/ invest in equities and CD's. I have several credit card loans, most of which are at 0% interest until sept-dec '08. i guess why my credit is a B rating is because i recently purchased a condo last year, as well as i have maxed several credit card transfers. Bank of America: NYM 4594 19.99% this is what i am paying off AAA 1737 0% until dec 08 Other 1802 0% until dec 08 Citibank 6712 16% Discover 5374 0% until dec 08 Chase Amazon 2650 0% until sept 08 bidding on my loan is like investing in a high yield CD. I must be honest, i may pay the loan prior to the next three years. As a lender myself, I would just rather pay you than bank of america! |
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