p2p lending at lending club
Great Investment, Minimum Risk

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Listing Information
Amount: $2,600.00 Status: Expired
Grade: E DTI: 0%
Lender Rate: 30% Borrower: cayman
Time Left: Finished State: CA
Funded: 0% Group: Everyday People
2nd Prosper Loan (Good Investment)

Greetings Prosper Community.  I am returning to seek a new loan. I have revised my listing and included Automatic Funding to Maximize Lender Profit.The loan proceeds will be used to Pay off 2 bills. The credit card utilization is high because I am on a credit card that belongs to my mother. I do not use it and my group leader will have that info available.
I have been paying my first prosper loan on time for almost a year with No Problems. I know drive my own truck for myself and business is good, consistent and growing. I was at my previous job for seven years and my debt to income ratio is not available because I don't have 1099 for last year that Prosper needs to verify income.
The Financial Picture

560.00 Rent (utilities included)
300.00 Child Support (self paid, not court ordered)
185.00 Prosper(current loan)
215.00 Installment loan
70.00 Car Insurance
250.00 Telecom. (wireless)
100.00 Time Warner (cable,phone, and internet)
300.00 Food & Entertainment
160.00 Gas
__________________________________________
$2,140.00 Expenses (personal)        
$2,280.00 Expenses (business)  
$4,420.00                                      

Income Average
$5,100.00-$5,300.00

Thank you in advance for having confidence in this listing. It is a SOLID Investment.
Borrower's Other Listings
72249 Paying Bills on Time but Interest rate is tooooo High. E $6,000 @ 21% Dec 08, 2006 Withdrawn
75425 Consolidate HiGH Interest Loans E $5,250 @ 29% Dec 16, 2006 Expired
78345 Consolidation Loan Relist-Reached 93% Last Time E $4,800 @ 22% Dec 27, 2006 Loan created
227092 2nd Prosper Loan E $9,800 @ 30% Nov 10, 2007 Withdrawn
230039 2nd Prosper Loan E $6,500 @ 30% Nov 13, 2007 Withdrawn
233713 2nd Prosper Loan (Revised) E $3,500 @ 30% Nov 18, 2007 Withdrawn
236095 2nd Prosper Loan (Revised) E $1,500 @ 18% Nov 23, 2007 Expired

 

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