Hoping to reduce rate and term
| Listing Information | |||
|---|---|---|---|
| Amount: | $14,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 19% |
| Lender Rate: | 9% | Borrower: | PTA4U |
| Finished | State: | FL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-12-11 | EricsCC ROI: | 7% |
| Status History | |
|---|---|
| Dec 10, 2007 | Current |
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Purpose of loan: I hope to pay off a 2nd mortgage obtained in 2006 with a loan that has a lower interest rate and term, if possible. An equity loan is not possible due to declining property value. My financial situation: I am healthy and plan to continue working for at least 9 more years. My credit rating is excellent and shows that I am a responsible individual who repays their debts. Monthly net income: $ $4,500.00 Monthly expenses: $ Housing: $ 700.00 Insurance: $ 50.00 Car expenses: $ 250.00 Utilities: $ 125.00 Phone, cable, internet: $ 130.00 Food, entertainment: $ 250.00 Clothing, household expenses $ 30.00 Credit cards and other loans: $ 500.00 Other expenses: $ 125.00 Student Loan |
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