p2p lending at lending club
Debt Elimination
Homeownership Verified

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Listing Information
Amount: $12,500.00 Status: Loan created
Grade: C DTI: 25%
Lender Rate: 21% Borrower: robroy
Time Left: Finished State: AZ
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2007-12-14 EricsCC ROI: 20%
Status History
Dec 14, 2007 Current
Mar 20, 2008 Payoff in progress
Mar 28, 2008 Paid
Purpose of loan:
This loan will be used to pay off and eliminate my highest interest rate credit card debt.

My financial situation:
I have a stable job in a government agency, and have no car payment. I have no late payments, and feel a strong moral obligation to pay off all debt. I have good cash flow and after expenses still have over $900.00/mo. discretionary income.

Monthly net income: $3400

Monthly expenses: $
  Housing: $525
  Insurance: $100
  Car expenses: $0
  Utilities: $200
  Phone, cable, internet: $ 117
  Food, entertainment: $ 250
  Clothing, household expenses $ 125
  Credit cards and other loans:
   HELOC - $250
   Bank of Am. Visa - $315 (to be paid off and eliminated with Prosper loan)
   Mastercard - $200
   AAA Visa - $115
   Discover - $115
   Other expenses: $ 100
   TOTAL: $2412
Borrower's Other Listings
301311 Debt Elimination B $3,000 @ 10% Mar 29, 2008 Loan created

 

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