Windows of Opportunity

| Listing Information | |||
|---|---|---|---|
| Amount: | $9,400.00 | Status: | Loan created |
| Grade: | C | DTI: | 1,001% |
| Lender Rate: | 35% | Borrower: | charismatic1947 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Harvard University Alumni & Students |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2007-12-12 | EricsCC ROI: | -47% |
| Status History | |
|---|---|
| Dec 13, 2007 | Current |
| Apr 27, 2008 | Late |
| May 09, 2008 | Current |
| May 29, 2008 | Late |
| Jun 10, 2008 | Current |
| Jun 28, 2008 | Late |
| Jul 13, 2008 | 1 month late |
| Aug 13, 2008 | 2 months late |
| Sep 13, 2008 | 3 months late |
| Oct 13, 2008 | 4+ months late |
| Dec 29, 2008 | Default |
|
I was fully funded when the listing was canceled due to a technicality. I re-listed with a $1 income and concomitantly skewed DTI, and nearly got fully funded again. Thank you for your bids and trust in me. I have tried to give you a sense of urgency in my listings because of the nature of my business opportunity. There is a deadline involved. But more importantly, I want to convey my belief that when one window of opportunity closes another will open. The proceeds of this loan will allow me to close a substantial investment for a company I have grown, taking it from a seedling to a very viable business, attractive-enough for investors to capitalize fully in such a tight economy. It?s been a goal I?ve worked on for nearly fours years and my rewards will come accordingly. But in return, I want my bidders to benefit as well with a fixed interest rate. I respect but am I have reworked my budget for a slightly less amount than originally listed and with my verified household income I can guarantee I will continue a perfect Prosper record. However it is my intent to pay off all of Prosper and my other debt completely after my company?s funding. I also make the commitment to help those who have helped me. One never forgets moments like this, neither will I.Our Monthly Household Income $12,000Expenses: $3500 (Mortgage), $2000 (Credit Card plans), $500 (Other), $190 (Prosper).Thank you once again. I stand ready to board the plane to put this opportunity in the basket! P.S. I found my pix courtesy of FreeDigitalPhoto.net |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 103060 | Need bridge loan - awaiting re-finance on home | D | $5,000 @ 21% | Feb 24, 2007 | Loan created |
| 227143 | Bridge loan | C | $20,000 @ 22% | Nov 06, 2007 | Withdrawn |
| 231293 | Angels Welcome! | C | $13,500 @ 19% | Nov 13, 2007 | Withdrawn |
| 232121 | Perfect Prosper Record/CanBeDebt-Free! | C | $13,500 @ 22% | Nov 14, 2007 | Withdrawn |
| 232396 | Urgent! Need to board a plane! | C | $7,000 @ 35% | Nov 15, 2007 | Cancelled |
| 235689 | Re-list;/Urgent! Need to board a plane! | C | $10,000 @ 35% | Nov 21, 2007 | Expired |
| 239654 | HELP, Pease! | C | $10,000 @ 35% | Nov 28, 2007 | Expired |
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