HELP Me increase my credit score - 2nd loan with Prosper
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,500.00 | Status: | Expired |
| Grade: | HR | DTI: | 20% |
| Lender Rate: | 24% | Borrower: | casiecoco |
| Finished | State: | MI | |
| Funded: | 0% | Group: | Craigslisters |
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Purpose for loan of $6500.00 pay off credit cards. I am looking to get my second loan with prosper to pay off some Very unwanted credit card depth?s and to increase my credit score My credit score is low because of the credit card?s. It is easier to Pay one bill per month than it is to pay on several. I have closed All my credit card account?s except for one. This loan will be greatly Appreciated and will help me increase my credit score. My financial situation: Income : I am a good candidate for this loan because I have a good income I have a 1st loan with prosper which I am in good standing. I also Need desperately to get my credit back in good standing. Working full time at General Motor?s with 291/2 years. Net pay per month $ 3800.00 Extra (Spouse) $ 1200.00 = $ 5000.00Monthly expenses: $ Expenses: Prosper loan. 107.00 (Current) Mortgage 815.00 Utilities/ph 200.00 Car note 429.00 Insurance 150.00 Household 130.00 Food/gas 400.00 Credit Cards 285.00 ------------------------------ Total 2516.00 Net Pay 5000.00 ------------------------------ Left over 2484.00 Credit cards to pay off : Capital one - $544.00 First Premier - $400.00 HFC - $650.00 HSBC - $3142.00 Oysterman - 250.00 Providian - 1519.00 ------------------------- Total 6508.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 91726 | Furnace Needs relacing | D | $3,000 @ 17% | Feb 01, 2007 | Withdrawn |
| 92247 | Need new Furnace | D | $3,000 @ 17% | Feb 02, 2007 | Loan created |
| 229384 | Pay-off Credit cards | HR | $5,300 @ 19% | Nov 09, 2007 | Withdrawn |
| 233706 | Pay-off Credit cards | HR | $6,500 @ 24% | Nov 18, 2007 | Expired |
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