Got to get rid of high interest
| Listing Information | |||
|---|---|---|---|
| Amount: | $13,000.00 | Status: | Expired |
| Grade: | C | DTI: | 20% |
| Lender Rate: | 14% | Borrower: | coffeemom |
| Finished | State: | GA | |
| Funded: | 0% | Group: | PsychDoc's Group |
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Purpose of loan: I have got to get rid of some high interest loans. I have had 2 other prosper loans. One has been paid off. I love the concept of this service and would never relinquish on this debt. I have recently picked up some extra work so my income is and will be much bigger but I am struggling to get caught up. Having a loan here to pay off these other high interest loans will result in lower payments overall and I would much rather pay you all than those other preditor lendors. My financial situation: I am an extremely hard working woman. I have been a single mom for a long time and know what it's like to work hard for everything. I have always worked more than one job, gone to school and raised a family. I always pay my debts and on time. I haven't had a past due payment in the past 7 years at least. I make good money and am always picking up extra work to cover expenses over and above what my salary can take care of. My family has a small business (soon to be bigger we hope) that my kids run (they are all grown now.) We all live together and share expenses. I believe I am a good steward of money and certainly do not spend without careful consideration. My ultimate goal is to be debt free. Over the past year I have had to put any and all extra money into the business but it is now holding its own which is pretty exciting. I know the only reason my credit score/rating is not higher is simply the percentage of credit card debt to balance. I have nothing else to make it low. Loans to pay off:: Loan 1 $5500 23% $266.00 Loan 2 $1200 39% $107.00 Loan 3 $3500 29% $140.00 Loan 4 $2600 36% $115.00 total $12800 $628.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 36976 | Business and personal needs | A | $5,000 @ 11% | Sep 05, 2006 | Loan created |
| 124682 | It's hitting me from both ends | C | $13,000 @ 9% | Apr 17, 2007 | Withdrawn |
| 125534 | It's hitting us from both ends!! | C | $13,000 @ 17% | Apr 18, 2007 | Loan created |
| 250252 | Got to get rid of high interest | C | $12,500 @ 14% | Dec 13, 2007 | Loan created |
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