p2p lending at lending club
Ditching the do-it yourself/ Relist
Homeownership Verified

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Listing Information
Amount: $2,000.00 Status: Withdrawn
Grade: C DTI: 31%
Lender Rate: 19% Borrower: clyde48
Time Left: Finished State: IN
Funded: 0% Group: BORROWERS - Free instant Listings - LARGEST GROUP

Hello All:   I am requesting this loan to complete a dual bathroom project. .  I am unsure what the delinquent report refers to. I have been able to refinance my mortgage from an adjustable to a fixed rate. Hence the high number of inquiries.  I appreciate any and  all lenders who take time to read my story. I just want to explain why the bankcard utilization rate is so high. We added some bills to our budget to finish the remodel of the house.  The remainder of the job is what the extra amount is for.  My income is about 3600.00/mth. Our budget is as follows- Housing is 1200.00, Utilities are 250.00.  Phone, Internet, dish payments total 225.00. Other obligations-1500.00.  My wife has recently returned to work and brings home 1700.00/mth above the income previously stated.. The late payments on the loan on the report you see are a mistake on my part. They are due to bad planning date and budget wise.  We are constantly striving to correct this flaw. The importance of this opportunity is always a reminder as well as an asset. The need to fulfill it is a constant incentive to succeed.  We are overly capable of taking care of this payment as our budget reflects.
Borrower's Other Listings
111977 Going for a higher credit score C $7,500 @ 17% Mar 16, 2007 Loan created
231956 Tying up loose ends C $2,000 @ 18% Nov 18, 2007 Withdrawn
234650 Completing the Remodel C $2,000 @ 18% Nov 19, 2007 Withdrawn
235846 Reaching the home stretch C $2,000 @ 19% Nov 22, 2007 Withdrawn
236091 Reaching the home stretch C $1,500 @ 19% Nov 23, 2007 Withdrawn
237061 Ditching the do-it yourself C $2,000 @ 19% Nov 25, 2007 Expired
241309 Ditching the do-it yourself C $2,000 @ 19% Nov 30, 2007 Withdrawn
241316 Relisted/Ditching the do-it yourself C $2,000 @ 19% Nov 30, 2007 Withdrawn
246801 Paying the piper C $1,500 @ 19% Dec 07, 2007 Withdrawn
252614 Year End Yen C $1,000 @ 18% Dec 18, 2007 Loan created

 

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